Call To Boycott Alliance & Leicester

dchurch24

The problem with claiming bank charges back from your employer is this:

If you were forced to take the employer to court to get them to pay the charges as it was their fault that they were incurred in the first place, you would be in the unenviable position of having to prove that it does cost the bank that amount of money to 'bounce' the direct debit, if it didn't cost the bank that, the penalty would be unenforcable at court, and you would lose.

The banks themselves do not want to be in a position where they have to prove that it costs them 35 quid to do this, and that is for a very good reason. It doesn't.

If your employer refused to pay, you would never be able to get them to do so by using the law.

Hereward

dchurch24 wrote:

The problem with claiming bank charges back from your employer is this:

If you were forced to take the employer to court to get them to pay the charges as it was their fault that they were incurred in the first place, you would be in the unenviable position of having to prove that it does cost the bank that amount of money to 'bounce' the direct debit, if it didn't cost the bank that, the penalty would be unenforcable at court, and you would lose.

The banks themselves do not want to be in a position where they have to prove that it costs them 35 quid to do this, and that is for a very good reason. It doesn't.

If your employer refused to pay, you would never be able to get them to do so by using the law.

I don't think you are right. You would be asking your employer to cover the expenses that they have caused you due to their mistakes. It is not up to you to justify if the charges are fair, only that you have incurred them. Your employers should be obliged to cover these costs as part of their duty of care for employees.

MarkyMarkD

Hereward is right. If you are seeking recompense for costs you have incurred, it's only down to you to prove that the costs were incurred as a result of the employer's error, not to prove that the costs were calculated on any particular basis.

CopperPlate_2

ejones999 wrote:

In France issuing a cheque knowing there are no funds to meet it is a criminal offence - perhaps that law should be adopted here.

It is. It's called fraud.