Payment protection, credit card help.

ashy127

just after some advice. my mother passed away a few years ago and the other day i was going through of some of my dads old paper work and noticed he paid off my mums credit card balance. She was paying paymnet protection so a) should he not have done this was he covered on the payment protection? b) can he claim this money back if he did not have to clear the balance?

hope someone can help

LeeSouthEast

It's worth a letter. I think you'd have good reason to reclaim.

di3004

ashy127 wrote: »

just after some advice. my mother passed away a few years ago and the other day i was going through of some of my dads old paper work and noticed he paid off my mums credit card balance. She was paying paymnet protection so a) should he not have done this was he covered on the payment protection? b) can he claim this money back if he did not have to clear the balance?

hope someone can help

Hi there

So sorry to hear of your beloved mum.

I agree with Lee, there is a good case here, I would try to reclaim on the PPI and the interest.

For more info on guidelines of reclaiming, with a checklist of mis selling reasons, also template letters here:
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

and if you require any help with this you can also post on the reclaiming of PPI thread here:
http://forums.moneysavingexpert.com/forumdisplay.html?f=169

Good luck.

ashy127

Thanks very much for your replies , i will look into this for my father