We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Bankrupt Inn (part 4) New and Improved

18283858788485

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Are these collectors salaried or on commission? does anyone know?

    Commission is a big part of what they get.

    They get even more if they can make you pay up there and then over the phone, which is why they will lie, threaten, bully and do just about anything to get a payment.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    i cannot get over the things these dca's will say to try and get a payment. they can't have any compassion in their bodies or a heart. kerry - what they said to you was evil...i wish we knew who that was!
    recording dca calls is a good tip, i guess when going through it you are vulnerable and don't think of things like that
    x
  • kerrypn
    kerrypn Posts: 1,233 Forumite
    No one wishes that more than me confused, thats why when anyone posts about DCAs I try to help them, Ive been there-and youre right-when youre vulnerable you just take it, I just wish more people were really aware of how little these idiots can actually do.
  • alastairq
    alastairq Posts: 5,030 Forumite
    POST THAT MOBILE NUMBER!


    pretty please.......where's he based???
    No, I don't think all other drivers are idiots......but some are determined to change my mind.......
  • alastairq
    alastairq Posts: 5,030 Forumite
    They get even more if they can make you pay up there and then over the phone,

    oooohh...agree to pay.....offer a few sobs and sniffles, a bit of telephonic squirming, then give details of a dead bank account.....immediately after get so upset you have to drop the phone.....

    can they tell there and then whether the card is valid?
    No, I don't think all other drivers are idiots......but some are determined to change my mind.......
  • I know that they have a job to do.....& I know that I owe the debt ( LOL albeit a drop in the ocean compared with the overall sum:eek::eek:) . I do however feel that as I have complied with all the requirements in this case that they cannot then start to door knock.

    Besides which if I pay up then the OR will just demand it back from Moorcroft as it will be a preferential creditor payment. :D (sorry could`nt resist that smilie)

    Will be interesting to see how `educated` in the world of debt this doorstep collector really is.:rolleyes:;)
  • kerrypn
    kerrypn Posts: 1,233 Forumite
    Angel have you seen the letter revoking permission under common law for them to attend the property? They cant attend without an appointment?? Its a fantastic template....
  • alastairq wrote: »
    oooohh...agree to pay.....offer a few sobs and sniffles, a bit of telephonic squirming, then give details of a dead bank account.....immediately after get so upset you have to drop the phone.....

    can they tell there and then whether the card is valid?


    Hmmm thanks for that...my Amex still works...not used for 2 years btw!!...I`m kiddin!!!


    ps I don`t do sobs & sniffles anymore:D
  • alastairq
    alastairq Posts: 5,030 Forumite
    SSA..you could try a sort-of jehovahs' witnesses thing in reverse...invite him in for a cuppa, then proceed to convert him, aim is to get him to resign his job!

    maybe we should have a sweep...see who can get a debt collector to resign the soonest?
    No, I don't think all other drivers are idiots......but some are determined to change my mind.......
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    My evil side is now saying POST IT!!, POST IT!!,:p:rotfl::rotfl:

    Very very tempting I must admit. :o

    However, best not to sink to their level.

    Plus I would probably have to zap it. :undecided :undecided (see this rule)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.