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Newbies' 10K in 2010 Challenge!! :)

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Comments

  • skaps
    skaps Posts: 2,255 Forumite
    Hey #108 here. I am up to £10,500 now with a few more payments being made later this month.
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
  • shadydaz
    shadydaz Posts: 377 Forumite
    Part of the Furniture Combo Breaker
    Had a nightmare but over the worst of it now.

    We won't finish the year debt free as I had hoped but it will only be a couple of hundred quids worth, easily enough put to bed in the coming minths.

    Now about that new car and mortgage deposit...
    Was in debt £23k- Not now (12/07-12/10):T
    Did smoke- Not any more (26-02-11):j
    I am not perfect but everyone loves a trier don't they??:A
  • t4mof
    t4mof Posts: 271 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Woohoo... Virgin is clear. £350 just paid and my 5th debt of the year gone. In 2010 I have cleared:
    • £384 Post Office CC
    • £500 Smile overdraft
    • £450 Argos card
    • £518 HSBC overdraft
    • £3643 Virgin CC
    ...and knocked down all my other debts substantially.

    I've got 4 more CC payments to make once December's pay goes in and I'm hoping to start 2011 with (only!) £11451 on my credit cards. If all goes to plan I should be going under 10k in Feb which will be a massive boost.

    All of them should be cleared before the 0% deals run out except Barclaycard2 which I'm hoping to transfer back to Virgin on another 0% about March time - fingers crossed they'll offer me a deal.
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.23
    2025 MFW #36
  • Nottoobadyet
    Nottoobadyet Posts: 1,754 Forumite
    Debt-free and Proud!
    Updated siggy! Im not quite there yet but will be wih December pay. November payment / savings was docked by me for holiday spending, much needed after a long year of scrimping!

    Really satasfied with how well I'm doing this year - anyone up for an £11k in 11?
    Mortgage free by 30:eek:: £28,000/£100,000
    :DDebt free as of 1 October, 2010:D
    Taking my frugal life on the road!
  • Nottoobadyet
    Nottoobadyet Posts: 1,754 Forumite
    Debt-free and Proud!
    ah and Shady - glad to see you back, hope your well and that you and your wife have a fantastic, healthy christmas.
    Mortgage free by 30:eek:: £28,000/£100,000
    :DDebt free as of 1 October, 2010:D
    Taking my frugal life on the road!
  • loumac
    loumac Posts: 942 Forumite
    Nottoobadyet wrote: »
    Really satasfied with how well I'm doing this year - anyone up for an £11k in 11?

    ME!!! :j Though I want to be debt free by 30 - which is June, Eek!
    Wandered away from the MSE track for a while but am back and on a mission! Debts cleared nearly £18k. Now to start saving ...
  • t4mof
    t4mof Posts: 271 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Would love to try 11k in 2011 because I'll be starting the year with £11400 on the credit cards and I'm hoping to be down to less than 1k this time next year. Count me in!
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.23
    2025 MFW #36
  • prouddaddy1
    prouddaddy1 Posts: 17 Forumite
    i would love to try 11k in 2011 would anybody else be interested
  • museumworker
    museumworker Posts: 2,240 Forumite
    Part of the Furniture Combo Breaker
    I'm in - yes!
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • shadydaz
    shadydaz Posts: 377 Forumite
    Part of the Furniture Combo Breaker
    I will be starting to save for a car/mortgage from Friday! 11K would be good but a bit too far for me next year. I want to enjoy being debt free for a while! If someone starts the new thread I will gladly pop in and provide perpetual encouragement!
    Was in debt £23k- Not now (12/07-12/10):T
    Did smoke- Not any more (26-02-11):j
    I am not perfect but everyone loves a trier don't they??:A
This discussion has been closed.
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