Car insurance info

Premier_2

the_sexy_witch wrote: »

The injured party filed the claim around 2 weeks after the incident, however the driver did not report the accident to her insurance as there was no damage and only gave details after the legal team dealing with the claim approached both drivers insurance companies.

But when did the passenger become aware of the injury? That should be supported by medical records dated about the same time.

Or are you saying she didn't know she was injured until 2 weeks after the accident?


Btw, whose legal team approached the driver? At that point it was assumed (by you, the friend driving and the passenger) the other driver was liable, so the passenger would have claimed off the other drivers insurance. If that legal team had written to your friend (the driver), she should have passed such correspondence to her own insurer, rather than answer it herself.

the_sexy_witch

Premier wrote: »

But when did the passenger become aware of the injury? That should be supported by medical records dated about the same time.

Or are you saying she didn't know she was injured until 2 weeks after the accident?


Btw, whose legal team approached the driver? At that point it was assumed (by you, the friend driving and the passenger) the other driver was liable, so the passenger would have claimed off the other drivers insurance. If that legal team had written to your friend (the driver), she should have passed such correspondence to her own insurer, rather than answer it herself.

The passnger became of the injuries within a week of the accident and this is apparently suppourted by medical records.
The drivers own insurance company approached the driver and they had been informed by the 3rd parties insurers that the accident was her fault.

Premier_2

the_sexy_witch wrote: »

The passnger became of the injuries within a week of the accident and this is apparently suppourted by medical records.
The drivers own insurance company approached the driver and they had been informed by the 3rd parties insurers that the accident was her fault.

So the passenger became aware of the fact they were injured within a week of the accident.

Yet the driver (your friend) made a disclosure 2 weeks after the accident (1 week after the injury was known about) stating that no one was injured.

Edit: ... bearing in mind this accident only happened a couple of weeks ago, that means your friend has only just signed the declaration. I suggest she gets onto her insurer and starts explaining things unless she can convince the passenger to drop the bogus claim herself. Even if she can, I would still suggest she keeps the insurer up to date with events.

the_sexy_witch

Would the injury claim come from her own insurers if they cannot prove liability?

rev_henry

If you think about it, the way most people drive into and out of most petrol stations, its pretty unlikely for someone to reverse into the BACK of someone else isn't it? This will surely count in your favour OP.

Premier_2

The injury claim won't be met at all unless it is proven.

the_sexy_witch

rev_henry wrote: »

If you think about it, the way most people drive into and out of most petrol stations, its pretty unlikely for someone to reverse into the BACK of someone else isn't it? This will surely count in your favour OP.

The third party was going into the spot in front of us and reversed too far back hitting the front end of the stationary vehicle.

What would happen if the passenger withdraw a claim at this stage? Would there likely to be charges to them?

Chippy_Minton_2

Why would they withdraw?
That would suggest the claim is bogus.

the_sexy_witch

Chippy_Minton wrote: »

Why would they withdraw?
That would suggest the claim is bogus.

It was orginally thought it was clearly the 3rd partys fault and the compo would come from them however now the they are disputing liability and I don't think the injured passenger really want's the claim to be paid by her friends insurance.

DaveMacD

But there are three witnesses (in your vehicle) that you were stationary and the other guy reversed into you.