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Pls need some help

I work fulltime, earn 16500 pa, wife is on incap at 200 a fortnight, we have 4 children 10, 8, 3, 3mths. rent privately at 650 pm, concil tax 140 pm.
we get child allowence for kids at 220, 4 weekly plus 150 weekly child tax credits.
we applied for working tax credits and council tax/ help with rent, but have been refussed..
is there any other type of benefit we could claim to help???
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Comments

  • Vader123
    Vader123 Posts: 1,104 Forumite
    1,000 Posts Combo Breaker
    edited 14 November 2009 at 4:00PM
    willis999 wrote: »
    I work fulltime, earn 16500 pa, wife is on incap at 200 a fortnight, we have 4 children 10, 8, 3, 3mths. rent privately at 650 pm, concil tax 140 pm.
    we get child allowence for kids at 220, 4 weekly plus 150 weekly child tax credits.
    we applied for working tax credits and council tax/ help with rent, but have been refussed..
    is there any other type of benefit we could claim to help???

    £250 a week from your income (approx)
    £100 a week from your wifes Incap
    £55 a week from Child allowance
    £150 a week from CTC

    So allowing for errors in my maths about £555 before rent.

    Total per month = £2200
    - £650 a month rent
    - £140 a month council tax

    = 1430 per month = £357 per week.

    What benefits do you feel you need?

    Vader
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    You have a total household income of £29500, £32360 with CB. Is you are having trouble managing, perhaps you should look at moneysaving ideas?
    Gone ... or have I?
  • Macro_3
    Macro_3 Posts: 662 Forumite
    Those figures don't look right somehow. Going on the info given, I'd say you should be getting a decent amount of housing and council tax benefit. Were you reused due to excess income,or for another reason.

    Is the wage figure you quoted gross/net? Is the IB long term rate? Have you tried applying for HB/CTB since the child benefit disregard came into force on 02.11.09? What is your LHA rate?
  • Vader123
    Vader123 Posts: 1,104 Forumite
    1,000 Posts Combo Breaker
    Going on the info given, I'd say you should be getting a decent amount of housing and council tax benefit

    With £357 a week disposable income?

    Vader
  • viktory
    viktory Posts: 7,635 Forumite
    willis999 wrote: »
    wife is on incap at 200 a fortnight, we have 4 children 10, 8, 3, 3mths....

    She clearly isn't that incapacitated! :D
  • bunny999
    bunny999 Posts: 970 Forumite
    Amazing how people go on having chidren that they can't support and the state keeps rewarding them for it! It's a mad world.
  • Macro_3
    Macro_3 Posts: 662 Forumite
    Vader123 wrote: »
    With £357 a week disposable income?

    Vader

    Yes, assuming that it's long term incap, the 16.5k is gross not net, the child benefit is disregarded and the applicable LHA rate is at least as high as their rent. Maybe £50ish/week?

    It pays to have a big family on benefits :confused:
  • OP have a look at my income and tell me if you could survive on it

    £100pw incapacity
    £ 56pw reduced earnings

    Rent £56pw.........i get £12 hb pw
    Elec..£20pw
    CT....£25pw....i get 7p rebate pluss single person discount

    Other little bills inc insurance , tel , food, tv license etc

    so you see you are well off in my books lol
    Resolve not to be poor, Whatever you have , Spend less.
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    viktory wrote: »
    She clearly isn't that incapacitated! :D

    I like sexing when I am incapacitated, helps to get me healthy again! ;)
    Gone ... or have I?
  • viktory
    viktory Posts: 7,635 Forumite
    dmg24 wrote: »
    I like sexing when I am incapacitated, helps to get me healthy again! ;)

    Hmmm, I was referring more to the fact that she appears to be a baby making machine!
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