Mortgage or Loan for £19,000

Pobby

Does amaze me this.Just shows what a total mess the housing/benefits system is.I have worked for nearly 40 years.My wife has been unwell for a couple of years but we claimed no benefit as we could afford to live.Now she wants to get back to work but she is finding little or no support from ``the system``.Best have umpteen kids,don`t work and claim it`s unfair when they don`t give you exactly what you are ``entitled`` to.

tru

Maybe no proof of income actually means that Jeny108 is self-employed and hasn't got accounts going back far enough for a mortgage company to be satisfied that there's regular income.

Maybe Jeny's partner doesn't live with her.

None of us know why she has a council house.

And who said she was on benefits?

teb_2

That's exactly why I read more than I post. Too many people assume things and then give the person who posted a hard time. None of us know where the OP's income comes from so why is everyone so quick to assume stuff?

My partner's sister's income is all maintenance from her ex but because it's done unofficially, then lenders are not happy at accepting this even although there would never be any default.

People should read what is written and answer the question they were asked.

Shout at me if you want, I'll probably just go back to not posting anyway.

Rachman_2

I hope you are right, but experience of the system and its abuses gives most of us the cynicism.

Perhaps in reality Jeny has had a terrible divorce, been left with the kids and new bloke is working all the hours God sends to provide for his new family and perhaps he's working away so can't live there, BUT I think the view of the [im]moral majority is more likely that Jeny has been salting away benefits, living cheap at our expense in a council house, is wanting to buy it to flip it as soon as she can for a quick profit and either has a live in bloke or one that won't move in because that would cut her benefits.

The problem is that abuse is now so common even the deserving cases are tarred with the fraudster/system abuser brush...

BTW, most non-subprime lenders want a minimum £30K mortgage advance. And I object to people buying council houses anyway - they are there to provide for those who can't afford to buy, to sell them off at a discount deprives those people and allows a tax free profit to people who have previously enjoyed subsidised living.

F_T_Buyer

I have to agree that you're wrong to claim benefits when you are earning undeclared income.

But maybe we are jumping the gun. Jeny108 can you clear up this matter for us?

Also, on a seperate issue, how many folk on here would anonymously grass up a benefit cheat?

libitina_2

F_T_Buyer wrote:

Also, on a seperate issue, how many folk on here would anonymously grass up a benefit cheat?

I have done before and would do again. I pay my taxes so that the truly needy can get help when it's needed, not for spongers to sit around on their backsides claiming my hard earned money.

missile

Does anyone know the number to grass up traders working on the black?

libitina_2

http://www.targetingbenefitfraud.gov.uk/

Ian_W

Old_Holborn wrote:

:beer:

you filthy loathsome scum. You expect decent hardworking taxpayers to fund your venture into home ownership whilst you secrete thousands away. I hope all of your children get cancer of the face and your "partner" cuts your head off with a stanley knife for your life insurance and feeds you to the dogs.

:beer:

SICK

And probably a criminal offence to boot - The post, not what you lot wildly assume as Jenny's crimes.

!!!!!! let's get get back to buring at the stake and stop poncing about with all this namby, pamby evidence rubbish.

regularsaver1

Tnis is horrible - the original poster never said they were on benefits. They asked a simple question

they were OFFERED the chance to buy the property - would you say no?? really would you guys say NO??

I don't agree with it, but sometimes its down to the councils surely???