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Weekly Spend Challenge W/C 8th November
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NSD no1 for this week! Jipee! Let's hope the rest of the week goes well.
Cheers
Casper
x xLBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
DFD July 2018
GC 01Dec ~ 30Dec £40.00 SSF £00.00
NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
"Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"0 -
Hi all!
Can I please go for £30 this week Pointy, which is to include all activities (We're coming through to Glasvegas to see Alice In Chains on Thursday) and groceries. I'm not going to fail this week *determined face*0 -
pink_numbers wrote: »Hi pointypenguin, I just wanted to thank you for running this challenge.
I remember when I first started this many months ago, I struggled with a budget of £100/week! I used to see other people trying for £50 or less, and dreamed of the day when I would be as disiplined as they were. Now, I'm content with £20 a week, and probably wouldn't know what to do if I had £100... actually, I'd take £20 and save the rest!
My monthly outgoing has come down from £2000 a month to £500 a month, and it's all thanks to this challenge that really made me look at what I was spending money on. so THANK YOU to yourself, and everyone that does the challenge.
coffee table - we decided to get rid of one of the two sofas we have in the living room, as our living room is tiny. Instead, we want a coffee table, but not sure exactly what yet. we are going to have a look at the charity furniture shop tomorrow when we go and donate our sofa
Pink thanks you made me smile with this. You have managed to cut down your spending by an amazing amount you should be pround. It sounds as if you have made big changes about your thinking towards money I think that is the hardest bit.Morning all, well yesterday I only spent £20 of my £30 budget so I actually came in on budget- £69 yay
I've already done my weekly shop and filled up the car with petrol- so I've got £10 for personal spends for the rest of the week (I'm changing the spend challenge rules again- one day I'll get something that works)
Have a great week all
It took me ages to work out what is the best way to budget and after a few years I think I have found something that works for me (I have a weird system involving weekday and weekend budgets but it seems to keep me on the straight and narrow most of the time)Casperthefriendlyghost wrote: »Hi everyone
I've managed to go over my allocated £40, hmph! I spent £51.10 due to an unexpected but nice night out on Friday after work and the blasted cigarettes!
I remember when I could easily have 18 NSDs a month and I long for them. I know that reading all the posts on here will encourage me as I'm really envious of those people who have NSDs!
Thanx pointypenguin for running this thread and to all the peeps, I will get there by reading your posts and trying to emulate you all. Thanx for the kick up the........
Will try harder this week! I'm allocating £25 for this week.
Cheers
Casper
x x
Cheers Casper and well done on your find. It seems to be becoming a common occurance on here I found £20 a few weeks back.
Budgeteers keep your eyes peeled, careless people seem to be dropping cash every where.Weekly Spend Challenge: £0/£30
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flying_fresian wrote: »Hi all!
Can I please go for £30 this week Pointy, which is to include all activities (We're coming through to Glasvegas to see Alice In Chains on Thursday) and groceries. I'm not going to fail this week *determined face*
You will make this week F_F I am sure.
Enjoy Alice In Chains I am sure they will be excellent. Are you bussing it through?Weekly Spend Challenge: £0/£30
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pointypenguin wrote: »Pink thanks you made me smile with this. You have managed to cut down your spending by an amazing amount you should be pround. It sounds as if you have made big changes about your thinking towards money I think that is the hardest bit.
I can't believe it myself at how much my outgoings has reduced by. I appriciate what I have now, and I find that I get more enjoyment out of each pound I do spend than when I was spending it by the hundreds.
It's scary, because looking back at my spending about three years ago, there was a month where I spent £6000 pounds... and I have no idea what on! Now days, I know exactly where each penny goes on, and it's all thanks to turning to cash based system, plus challenging myself on this weekly spend challenges :Tpointypenguin wrote: »It took me ages to work out what is the best way to budget and after a few years I think I have found something that works for me (I have a weird system involving weekday and weekend budgets but it seems to keep me on the straight and narrow most of the time)
Do tell us what your system is!!0 -
pointypenguin wrote: »
I am going out for lunch today with a friend but I am not going to be counting that in this challenge I will be taking that from another budget when I [STRIKE]fiddle[/STRIKE] restructure my budget
This has made my night - I am so glad that I am not the only person who does this..:rotfl:
Good Luck to all this week..One debt in 100 days £384/1264(£865 left)Pay all your debt off by xmas 2014 £276/18864NSD 4 and 4 in a row0 -
pointypenguin wrote: »
You will make this week F_F I am sure.
Enjoy Alice In Chains I am sure they will be excellent. Are you bussing it through?0 -
Hi, I know I am late, but I am going to aim for £30 to include all food and activitiesDebt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
0 - DFD: September 1st 2023[/b]
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Hi everyone!
I signed up to the forum months ago, but only logged on and started using it today ...
Any chance I can join in with this week's WSC?
If so, I'm going to aim high and pledge £10 - I'm working and studying from home this week, got lots to do, no time to go out and be distracted, plus it's my girlfriend's turn to do the food shop, so I think £10 is realistic.:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
:hello:
Hi All!
I'm not going to pledge this week coz its wedding week!!!! But I will keep up with the thread and good luck everyone!
xxxxPaddle #8 DFW Nerd #12840
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