2010 MF Wannabes

Kerfuffle

fluffysox wrote: »

Has anyone else had a look at MSE's new super-duper mortgage calculator? It shows the power of overpaying. I am quite excited by the possibility of my mortgage being paid off in 5 years if I can overpay £800 a month. Or in 4 years if we overpay £1000 a month!!!! Only time will tell if this is really possible but any reduction is a good reduction


http://www.moneysavingexpert.com/mortgages/mortgage-calculator

Hi fluffysox,

I've had a play around on MSE's new super-duper mortgage calculator and if I've done it correctly then for every 1.00 extra I pay, I also save another .15p It doesn't sound a lot but it has certainly been the incentive I need to stop me going into Tea Shops, Coffee Shops, Sweet Shops, Restaurants and Newsagents, all those 1.00 s add up.

Cake21, I did make an overpayment in February but I think I delayed posting about it in the hope that I would add something to it, and then I didn't, so I'm going to have to come back to you with my February amount.

Toodles

kizzie01

Number 90 checking in with March overpayment

Overpaid: £338.82

Not quite as much as I wanted but every little helps....

wantabetterlife

No 5 checking in here...total overpayment for 2010 so far is £836 :j:j. A lot of this has been money saved in other areas such as groceries and money saved from our social/eating out budget. Also have put in any money earned from surveys, quidco and of course Percy the Mortgage Pig. Well done everyone .
WABL

Kerfuffle

Kerfuffle wrote: »

Cake21, I did make an overpayment in February but I think I delayed posting about it in the hope that I would add something to it, and then I didn't, so I'm going to have to come back to you with my February amount.

Toodles

And here we have it :

MFW# 54

February overpayment 264.55 gbp

ironman1

£387 made for March.

Lynn11

No 15 reporting in - made an overpayment today of £350 towards the mortgage for march and hope to make another small overpayment later in the month.

financialbliss

#29 reporting for March.

Forgot to add a post here - have an automated overpayment coming out on the first of the month, which in fact cleared today.

My aim for 2010 is £6,000 OP, ie £500.00 per month. Third OP takes year to date total to £1,500, ie 25% of the £6k objective.

Updated via form.

Financial Bliss.

IHateDida

No 154 here - just made an OP of £35.76 which is our yeary loyalty bonus from Atlantic Elec! :-) Thanks Cake! (one step closer to being horrible neighbour free!!!)

rsdiscos

Rsdiscos here - made a payment of 7.88 today - cashback from quidco. OPs have dried up as we've had a few unexpected expenses - such as new tumble dryer, car mot and service (more than we bargained for, and new glasses for me! For the amount they cost, i could have employed someone at visionexpress to wear them for me for a year!!!

cake21

Well done everyone! :beer::j:beer:

1. cake21 - £10000 / £1093 / £5977
2. cha97michelle - £5000 / £556.74 / £762.78
4. someday soon - £6500 / £881.47 / £1762.94
5. wantabetterlife - £5000 / £240 / £550
6. pammyj74 - £3000 / £533.2 / £533.2
8. oscarbobbins - clear mortgage in 3 years / £3000 / £6214.06
9. pollys - £5000 / £1000 / £2000
10. pigtails_21 - £3500 / £250 / £500
12. violetblue - be mortgage-free! (£4000 OP) / £500 / £1200
13. chirpchirp - £13200 off mortgage, £9500 in savings / £1870.47 / £3728.88
14. SOandSO - £20000 / £1600 / £3200
15. Lynn11 - £4100 / £450 / £800
17. wynnvegas - be mortgage-free! (£22440 OP) / £1904.82 / £3719.95
18. golfiematt - £2000 / £500 / £1000
19. uzubairu - reduce mortgage to £65000 (£10000 OP) / £990 / £1990
20. Little Mama - £5000 / £714.71 / £994.71
22. FlowerPower - £4000 / £500 / £1000
23. gratefulforhelp - £3000 / £48 / £958.9
29. financialbliss - £6000 / £500 / £1000
30. black taxi - £7200 / £300 / £1800
32. jacqhale - £3500 / £200 / £400
33. elliemoo - £5988 / £499 / £998
37. ironman1 - £4000 / £520 / £762
41. Kerry Woman - £1500 / £120 / £420
42. ajmoney - £1200 / £139.76 / £279.52
44. Ayeshalush - £5000 / £352.59 / £2756.37
48. SmileyG - £2760 / £250 / £500
51. Di-Dough - £2000 / £126.93 / £253.86
52. fluffysox - £10000 / £2000 / £2200
54. Kerfuffle - £2010 / £264.55 / £729.1
56. narnie1 - £11000 / £200 / £1100
57. Creditcardkid - £14000 / £3250 / £3250
63. Lady1981 - £11000 / £1000 / £1000
64. mark5 - £4000 / £700 / £700
65. Kazby - £10000 / £5550 / £6630.94
66. puddle96 - £12000 / £810.1 / £1812.53
67. SwitchyChick - £18000 / £2400 / £3879.07
68. zavarony - £5000 / £92.35 / £133.29
69. LilacPixie - £1200 / £107 / £123.35
70. sheslookinhot - be mortgage free! (£5000 OP) / £650 / £1340
73. Barny1979 - £10000 / £937.42 / £3475.74
79. wabbits - £12000 / £1000 / £2000
80. DIYPhil - £5000 / £269 / £538
81. abouttimetoo - £9600 / £500 / £1300
82. CrushedKitten72 - £700 / £40 / £120
83. jaywhoopee - £3600 / £313.57 / £627.14
86. beniamino - £14400 / £3685 / £2270
89. 02skn - £6000 / £271.71 / £815.13
90. kizzie01 - £4200 / £351.82 / £573.64
91. AvidSaver - £2200 / £400 / £800
93. ekroys17 - £6000 / £572 / £1144
94. Mr Pickwick - Completely clear £27,666 mortgage (£23573 OP) / £2120.84 / £4241.68
95. NoobySaver - £20000 / £12200 / £12310 Original target reached February!! :j:j
96. Needhelpsaving - £1000 / £92.42 / £272.42
97. Moniker - be mortgage free! (£6000 OP) / £500 / £1000
98. Sunny Donny - £500 / £40.77 / £81.54
99. wilsons - £1200 / £100 / £383.15
101. miss undastood - £7200 / £240.85 / £838.31
102. canne - A$13000 / A$1286.56 / A$2763.6
104. utopiah - £5000 / £450 / £450
105. prudence41 - £6000 / £500 / £1000
107. Gargola - £20000 / £1050 / £13150
110. Lo-Lo - £5000 / £500 / £1000