📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2010 MF Wannabes

15455575960161

Comments

  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Hi all

    Number 81 reporting in. I've made a £500 OP this month which means £1300 so far this year and 13% of this years target. This means my total outstanding now starts with a £169... rather than a £170.... :j

    You're all doing great
    I know what you mean when you go below the next 10k. I'm at £81,xxx at mo and keep looking at how long before I am below 80k :)
    mindymoo1 wrote: »
    Hiya... I'm new so I haven't even got a number yet!
    I want to chip away a bit more on my mortgage...
    outstanding balance: £47 750
    but going on quite a holiday so realistically can start
    chipping away when I get back!

    I agree Elliemoo a mortgage >£50K looks great....and feels great! : )

    I'd love to be below £50k!
    Where are you going on you big hols? Go on make us jealous!!
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Kazby
    Kazby Posts: 57 Forumite
    skaps wrote: »
    Well done on the coursework and the overpayments Kazby. :T

    Aw thanks skaps. Seems to make sense to live like a student whilst I still am one (the full time job gets in the way of the partying though :))
  • IHateDida wrote: »
    We need to pay off asap to get away from our horrible horrible neighbours :( and they are proving to be quite an inspiration....!:rotfl:

    Thank you Cake!
    Can sympathise with this, horrible having carp neighbours isn't it? We've escaped ours, thankfully.

    £48 paid off, not much but better than nowt.
    Please do not confuse me with other gratefulsforhelp. x
  • IHateDida
    IHateDida Posts: 1,670 Forumite
    Can sympathise with this, horrible having carp neighbours isn't it? We've escaped ours, thankfully.

    £48 paid off, not much but better than nowt.

    Thank you! :-( Yes, its surprising how the law operates also - they've painted our wall and also hung an aerial above our drive but theres not a thing we can do about it - the law favours them!!!:mad: We can't do a thing apart from wait for them to move (probably get repossessed as they have done previously) or move ourselves but when you are in the middle of a dispute thats impossible (and despite a compromise on our part they are still not budging!).

    I just want out but paying off our mortgage would just make the whole situation so much easier!:( So everything I think of them....I add to Porcha - our mortgage pig!:p
  • It's official - I have just worked out that we have 268 mortgage payments still to make :eek:. Granted I have only had a mortgage for 2 years, but thank goodness that I found out about overpaying now!

    Roll on pay day! :rotfl::rotfl:
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    managed to pay another £150 off the mortgage
    this will go on top of my £200 already OP'd for march total please cake :D

    total for march now £350
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • IHateDida wrote: »
    Thank you! :-( Yes, its surprising how the law operates also - they've painted our wall and also hung an aerial above our drive but theres not a thing we can do about it - the law favours them!!!:mad:
    Was under the impression that the space above one's house was one's own. But def best advice is keep a low profile and pray they go soon.
    Please do not confuse me with other gratefulsforhelp. x
  • feel for you

    neighbour disputes are stressfull
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • Number 57 here. Just made a £3250.00 overpayment!! Only been in a week so doubt I will be able to keep this up every week :)
  • Bufger
    Bufger Posts: 1,857 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I havent got a number, new to the MFW. Can i please have one?

    Outstanding balance £121,000
    Overpaid so far £0! but starting from today :D
    MFW - <£90k
    All other debts cleared thanks to the knowledge gained from this wonderful website and its users!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.