2010 MF Wannabes

Z1ppy_2

congratulations to everyone for january payments. i have to get into the bank tomorrow to work out how i can overpay without a cheque book ( i cant find mine anywhere and think Barclays has a limit of £2000 on transfers from its online banking!

managed to crash the car driving home on new years eve (my fault completly) so need to find £350 excess this months as well!

Gargola

Hi everyone,
Hope you all had a wonderful Christmas and New Year!
We've had a lovely Christmas but have really been overdoing it (both eating and financially!) so it's back to frugality now!
I've just arranged my January overpayment which will be £12100 :beer:
This is a chunk off my total target for the year but is a one off - so after this month it will just be a case of chipping away.
Good luck to all.
Gargola
(cake I'm gonna fill the form in too)

cake21

Well done everyone who has OP'd already, over £50k!!!! :beer: I've captured all the OPs so far in the spreadsheet, and will update the thread later.

Sorry to hear about your prang Z1ppy hope you're all ok.

And of course welcome to the newbies bit of a new year streak
120. Spartacus_Mills
121. vwchris
122. NellieB
123. Mortgage-free-2010
124. rumncoke
125. jmf76
126. chelly78
127. moggyr
128. froddington
129. mustafa say ving
130. azza2007

wantabetterlife

Hi everyone, payment of £310 for january has cleared !!!!! I cannot believe its only the 3rd january and o/p total so far is 50k :T. well done everyone. If possible cake could you put a link to my diary. Thanks a million, the spreadsheet looks terrific!!! :j:j

belfastgirl23

Oops I'm not on the list yet, sorry I missed the special form but I just sent it in.

Made my first £625 payment for January

Hope it's going ok for everyone else!

Needhelpsaving

I'm back again - soooo addicted to this!!!! lol.

The spreadsheet looks great Cake21!!!:T

I have had a payment come through into my account that I wasn't expecting so have paid it straight to the mortgage op - running total to date is £96.48

Nothing else now this month, lets hope I can top this amount next month :rotfl::rotfl:

clearmydebts

Wow Cake - the spreadsheet looks ace! I just have 1 question and sorry if I missed this out. If I make an overpayment do I just PM Cake?

rsdiscos

hi all

Bought a coffee machine today - it had no box, so received a goodwill discount of 20% - saved £7 - guess what I just did?

That's right, made a £7 overpayment - I love this! Nearly £100 towards the fees part of our mortgage after about 1 month! That'll teach the robbing gits for charging me £12 per month to pay of just £2 or so pounds of capital each month!!!!! 14/07/10 - here we come, then on to the rest of the mortgage!!!

Also got some Quidco cashback due, not much, but enough to make an overpayment with.

Got a Top Gear money box for Christmas - We are the proud adopted parents of - some say he is the mince in a pie, others think he is Santa without the Ho Ho Ho - all we know is that he's the Overpayment Stig!

Happy New Year!

(ps - anyone who has a better description for overpayment stig will have the honour of having it printed out and stuck on our fridge)...

canne_2

I've made my first overpayment for 2010... $2.63, that's just over a pound in UK currency...

rsdiscos

canne wrote: »

I've made my first overpayment for 2010... $2.63, that's just over a pound in UK currency...

That's what I love about this challenge - they're small amounts but they can make a huge difference!

Cake21 for Prime Minister!!!:money: