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2010 MF Wannabes
Comments
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Congratulations to Pencekeeper and Wynnvegas!!! More inspiration motivation for me to get on the MF Road too!!
Talking of which....is anyone starting up a 2011 Challenge yet? I need 2 months to get meself sorted and I want to be ready for action January 2011!!!
Not too late to join in the 2010 challenge nellis10
If anyone wants to take up the baton for 2011, I can recommend it - the updates have been a huge inspiration to keep me going :j
I'm more than happy to share the spreadsheet if anyone wants to take that over, but also wouldn't be put out if someone wanted to do something completely different0 -
nov 1st-£1721 paid in
target reached a month early£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
Not too late to join in the 2010 challenge nellis10
If anyone wants to take up the baton for 2011, I can recommend it - the updates have been a huge inspiration to keep me going :j
I'm more than happy to share the spreadsheet if anyone wants to take that over, but also wouldn't be put out if someone wanted to do something completely different
As soon as I get my password for online mortgage banking I will make a 2010 OP! :cool::D
So you better give me a number!2024 Challenges- Grocery Budget (January £0/£300)
- Decluttering (Underway!)
- Frugal Living (January £0/£500
- 24 in 2024 (0/24)
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No 173 starting the month with an OP of £421.84
Hopefully a little more to come later in the month if I sell anything on ebay (gone very slow on there at the mo
)
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Hi Guys
Monthly OP went out today - just waiting for my balance to update but this month I will have dipped below £39999.99. Hurrah! Can't wait to see the new balance - it's gonna look soooo good.
This months OP was:-
Budgeted OP £151.00
2 Halifax Reward Accounts £10
Halifax Clarity C/Back £5
Cashback sites £49.22
Shares Dividend £9.00
CA surplus £5.00
Little ole roundup £0.78
TOTAL £230.00 which is better than a smack in the chops but very little of that was due to any hardwork or sacrifice.
I've been able to increase my Budgeted OP a little because my life insurance went down by £1 and my Gas DD has decreased by £8 per month
My standard payment also went out - this consists of around £148 capital repayment so £148 plus £230 = really must try to do better and squeeze out more. Will try my best to reduce food and social budgets - although both are difficult in approach to xmas. I've saved up some money for Xmas pressies but am going to do my best to come in under budget and put any left over against an OP in Jan.
The bad news is - someone moved the gate post this morning :mad: and I scraped my wheel arch. It hasn't pushed it in and I don't think there is any metal showing but it could really do with a proper job on it to stop it going rusty. Am very very annoyed (although there are clearly worse things) as its going to be inconvenient not to have the car for a couple of days and even worse, it will cost precious money! Thankfully I always have a little aside in my savings to cover car repairs BUT that's not the point. Grrrrr
Cake - I will update google docs. Are you abandoning us then next year?Or are you just fed up of all the SS work?
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No.87 reporting in. OP for this month £200 so far taking my total to £1550:j
Just a few more Christmas presents to get and hopefully finished to make a bigger OP for end November :T
Happy moneysaving all.0 -
No 20 reporting in with October OP = £355.82
Grand total so far £4575.66/£5000 so 91% of the way there.
Good luck all and huge well done to Pencekeeper and Wynnvegas!!! :T
LM:jMFWin3T2 No 20 - aim £94.9K to £65K:j
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Almost there, seems like I have been saying this for a while but I will say it again. Only £64.09 to go until mortgage free.Mortgage free
Vocational freedom has arrived0 -
another £500 o.p. balance down to £34716.97 which is fab considering it was around 45k in jan!
well dont sheslookinhot, i wish i only had £64 left!!!Mortgage free:beer:
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Hi Pencekeeper,
I enjoyed my logging in today. Under mortgage, it now just informs me that "you have no products in this range to view" - a lovely summary to look at! Many congratulations on finally (and conclusively) getting it down to next to nowt. My family and friends have all been really supportive and congratulatory which has been brilliant as well so I hope you get the same reaction over the weekend.
Cheers,
Billy
Thanks mate - I had a great weekend and trust you did too.0
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