Went B this week, now F2F INTERVIEW!!!PLEASE HELP

BROKEBUT4HOPE

Thanks you guys, you have all been amazingly reassuring and helpful i just want to cry.
Please if you think of any other tips let me know.
I will be interviewed in London- if that helps.
The guy didnt sound like i was just picked up randomly for training etc.
It sounded like he was literally took my file showed it to the examiner and called back within 10 minutes to invite me in literally within 4 days.

i know i know i should stop being paranoid, i know its not a jail sentence but the trauma of being told of after the trauma of going to court and declaring myself bankrupt and than the trauma of potentially my work finding out and then a possible of bru for 15 years means i might as well stop hoping for a brighter future now- because my most productive years will be restricted by all this and it sure feels like a sentence

sorry

Susie54_2

Hello Broke, This is my first post after finding this forum. Have no experience to offer you any advice as I'm just starting down the route you've taken, but wanted to say 'The Best of Luck' Susie

Three_Clicks

BROKEBUT4HOPE wrote: »

Good Morning.

We have had TWO F2F so far, and we are expecting a THIRD:eek:

On the 2nd one I got so angry I walked out, had a fag and went back in!

Our case was VERY complcated...

One thing you need to remember, you are there to help them - just be honest and open and it will go OK...

If you decide NOT to go (you don't have to go) but there is a GOOD chance that they will put restrictions on you after the BR finish date.

At the end of the day WE are not the only ones at fault, some of the blame is on the companies that gave us the credit!!!

GOOD LUCK...

philnicandamy

Ermm....sorry 3 clicks i really dont know where you get your information from BUT if the OR has asked the OP to attend theres NOTHING they can do they will have to attend no mater what...if the OP didnt attend your not just looking at a BRO/BRU the OR could suspend discharge indefinatley for the OP not co-operating with them

so your advice of if you dont want to go dont go is pretty useless and very dangerous to be honest...

MicheH

As bankrupts we have a duty to assist the OR in what ever way we are asked. For all it's uncomfortable or seem unfair we have to do it, we signed we would cooperate in every which way.

Please don't think you can 'get out of it'

Three_Clicks

If you do not co-operate with the Official Receiver (or the trustee, if an insolvency practitioner has been appointed as trustee in place of the Official Receiver), then the court may be asked to stop your discharge from taking place. An example would be if you refused to provide information to the Official Receiver or the trustee.

From:- http://www.insolvencyhelpline.co.uk/bankruptcy/when-will-my-bankruptcy-end.php

philnicandamy

Three_Clicks wrote: »

If you do not co-operate with the Official Receiver (or the trustee, if an insolvency practitioner has been appointed as trustee in place of the Official Receiver), then the court may be asked to stop your discharge from taking place. An example would be if you refused to provide information to the Official Receiver or the trustee.

From:- http://www.insolvencyhelpline.co.uk/bankruptcy/when-will-my-bankruptcy-end.php

ermmmmm.....didnt I just say that in post #25?? :rolleyes:

(besides insolvencyhelpline? wouldnt trust their out of date info either...although if thats where your info is coming from its no suprise)

debtinfo

quite as phil says not cooperating = not a good idea.

As well as suspending your discharge, they can ask for you to be publicly examined in court, if you dont turn up to that you get arrested

also rubbish info on the insolvency helpline

Three_Clicks

philnicandamy wrote: »

(besides insolvencyhelpline? wouldnt trust their out of date info either...although if thats where your info is coming from its no suprise)

You will also become free from bankruptcy immediately if the court annuls (cancels) the
bankruptcy order; this would normally happen when your debts and the fees and expenses of the
bankruptcy proceedings have been paid in full or the bankruptcy order should not have been
made.
On the other hand, if you have not carried out your duties under the bankruptcy proceedings, the
official receiver or your trustee may apply to the court for your discharge to be postponed. If the
court agrees, your bankruptcy will only end when the suspension has been lifted and the time

remaining on your bankruptcy period has run.

From:- http://www.insolvency.gov.uk/pdfs/guidanceleafletspdf/guidetobankruptcy.pdf

Is that BETTER for you???

philnicandamy

No need for capitals again three clicks....I can read very well thank you

all I disagreed with was the post YOU made stating....

If you decide NOT to go (you don't have to go)

i'd love to continue this discussion OFF FORUM because all this is doing is turning into something the OP will NOT NEED so please feel free to PM or email me