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Went B this week, now F2F INTERVIEW!!!PLEASE HELP
BROKEBUT4HOPE
Posts: 127 Forumite
Hello all,
I went B this week and the procedure in court was pretty straightforward.
However, I have now been asked to come in for a face to face interview and i am really worried.
I have to take time off work at very short notice and not sure why i need to have a face to face as so many people here had there interviews over the phone.
Do thay not belive me and does this mean they are going to be really hard on me and tell me off for living oustide my means and therefore put a BRO on me.
I am really scared and exhausted and feel that knowing my luck this is gonna much worse than i thought.
Has anyone else had interviews face to face in London
Please help!
I went B this week and the procedure in court was pretty straightforward.
However, I have now been asked to come in for a face to face interview and i am really worried.
I have to take time off work at very short notice and not sure why i need to have a face to face as so many people here had there interviews over the phone.
Do thay not belive me and does this mean they are going to be really hard on me and tell me off for living oustide my means and therefore put a BRO on me.
I am really scared and exhausted and feel that knowing my luck this is gonna much worse than i thought.
Has anyone else had interviews face to face in London
Please help!
0
Comments
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hi were you self employed or a traderHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
Hi There
No just personal B.
I have a property - does that matter?0 -
It is unusual, but could just be something as simple as the examiner had an interview room free, or from memory each examiner has to do so many face to face interviews every so often, so it might not be anything to worry aboutHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
FtF are often done if you have a business or are self employed. They are also done for training purposes. You could ring and ask why you are having a FtF, but that may make you worry more.They are often better than phone interviews as you have more time ect to put your point across. Some people even prefer them. The last thing you should do is think you have done something wrong. Pure luck of the draw in some cases.DxFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
another thing, did you petition yourself or did someone else make you bankruptHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
Thanks guys but I am really worrying and I dont understand why my examiner is different to the actually person who says he is my caseworker.
I petitioned for myself.
I think they dont believe my story!0 -
Ok
the case worker is like an admin clerk and mostly just deals with paperwork.
The examiner is the person who interviews you and makes recomendations.
The Assistant Official Receiver signs off on those recomendations (some more experienced examiners dont have things signed off and instead are just audited from time to time)
The Official Receiver (only one per office) is the head of the office does checks and audits and deals with complaintsHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
Thanks debtinfo!
Can you tell me whats the wworse that can happen and how long an interview as such will take?
They havent asked me to bring in any evidence/information!0 -
If you have done nothing wrong then the worst that can happen is that you "serve" the full 12 months if the bankruptcy. There are other things that can happen but only if you have done something you shouldnt have.Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
BROKEBUT4HOPE wrote: »Thanks guys but I am really worrying and I dont understand why my examiner is different to the actually person who says he is my caseworker.
I petitioned for myself.
I think they dont believe my story!
Perfectly normal to feel like that,believe me, would not matter if it was phone or F2F you would feel the same. You worry that they have your fate in their hands. Hold you head high,tell the truth and then worry no more.xFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0
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