Unenforceability & Template Letters II

captainhaggis

never-in-doubt wrote: »

I replied to you here - with the definition mate! #1703

So I send them a letter to question the legality of the default?

never-in-doubt wrote: »

Also, if you had all those cards i'd turn gay and leg-shag you mate :rotfl::rotfl::rotfl:

Thank god I cancelled the PDSA one then.

scotsony

I hand completed the application form, they didn't send me this copy, instead it was typed.

never-in-doubt

captainhaggis wrote: »

So I send them a letter to question the legality of the default?

Yes mate -

7. Request copy of Default Notice - Formal Demand
You send this letter if the lender/DCA replies confirming they cannot find the default notice or that they do not have to issue you a copy as there is no debt.

captainhaggis wrote: »

Thank god I cancelled the PDSA one then.

:rotfl::rotfl::rotfl::rotfl:

roadster

Hi Captainhaggis

Wow u got lots of cards - i see you not got a vanquis card lol

never-in-doubt

scotsony wrote: »

I hand completed the application form, they didn't send me this copy, instead it was typed.

Thank you - at last, we're moving on!

You need to send this letter that is here - #1477 - but edit it to suit your needs, so you'll change the top part and change the lender name to MBNA.

never-in-doubt

roadster wrote: »

Hi Captainhaggis

Wow u got lots of cards - i see you not got a vanquis card lol

haha - he's copied every available card - he's like that is our friend the haggis maester

scotsony

Thanks For your help, will try this letter

never-in-doubt

captainhaggis wrote:

.................

You get dosh ok in your bank mate? :beer:

Thanks by the way, appreciate it as always :T


and use the thanks button you tight sod! Ive told you before - I know you;re a jock but that's taking the mick when thanks are free lol

never-in-doubt

scotsony wrote: »

Thanks For your help, will try this letter

That letter will sort them one way or another....

future advice, be more specific and don't make us extract teeth lol - you could have said from the start that you hand filled the form and they sent a typed copy at which point i'd have posted that letter - i.e. saved you 10 posts and my poor fingers from the typing strain! :rotfl:

Good Luck :T

scotsony

sorry about that, new to all this, it's my 1st p.c and the 1st time i have posted anything online

thanks again