A Payment A Day - Part Six!

Greenbynature

Morning all

Great total yesterday :T and thanks Sarah for your totting up :T

Sorry to hear about your foot Silaqui hope it's better soon lol to the bag of leeks
Andy hope your feeling better soon.

How long have you got left now Hopeful before baby comes?? Bet you can't wait, do you know what it is yet or is it going to be a surprise?


Pay day today and also got board and lodge money from DS3 - he soooo loves giving me it NOT!! He acts like I'm robbing him :rotfl::rotfl:


Pad is 7p jar, £5.40 tin, £5 ISA, £20 kays and £5 cap1 cc

£35.47

psychopathbabble

MinniMe wrote: »

Morning all,

Still no PAD for me, having a bad one - work still not paid my expenses and mortgage has come out again and am well into my OD PAD tomorrow which is good but don't feel like I can make and PAD yet until I try and get sorted. I am thinking of starting my own diary, more than anything to help me keep track of where everything is going, I seems to be slowly coming off the rails and I want to try and stop it.

Sorry for the moan!

Hope you are all well

Minnime,
No need to apologise, we all get tired of it all!
I have only joined these challenges this week as I keep getting freaked out by all my debt but then not doing anything about it!
I've found the weekly spend thread helpful, it's making me keep track of every single penny I spend!
Just write down every single thing you buy, even just for a week or so, to help you see where you can cut down.
I'm sure others might have some better advice for you too, but thats what I've been doing and it's helping so far! Early days though
Psychopathbabble x

debtbegone

Flying visit, sorry! Super busy at work so I shouldn't really be on here

Pad of another £1 for me

MinniMe_2

Thanks Pysho - I will try a spending diary and see - just need to get my bum in gear and get back on track, just finding it hard at the minute - feel very de-motivated

gilligansyle

psychopathbabble wrote: »

Just write down every single thing you buy, even just for a week or so, to help you see where you can cut down.

Totally agree. The 2 best bits of advice I ever got on this board are:-
1. use cash - if you haven't got it you can't spend it!
2. keep a spending diary - every penny - even the packet of polos on the way to work!

The little PAD's are making a big difference.

Thrifty_Pixie

Af'noon all

PAD today of £44.49 to my c/c please!

*muuuueeep*

Thrifty_Pixie

Oh, and i just read back through everyone's posts, and thank you for all the comments..although i can guarantee that that £600 was more of a one-off than setting a standard :rolleyes:

I'm in a weird place right now in that i'm expecting a few refunds from bills and bits and bobs after moving out of my flat and in with my SO. This means that some days i'll be PADing the shrapnel in my purse (and barely that!), whilst others will be much healthier (hopefully!) Personally, though, I can be almost as happy PADing 25p as I can £25 as it's the momentum, regularity, and sticking to my vow of a Payment A Day that makes it all worthwhile.

I hope your foot heals soon, Silaqui! An excuse to get people to wait on you, perchance?


*meep meep*

TPx

mswan

Hi All 11p for yesterday the 11th 12p for today 12th and an odd 7p making a grand total Pad of 30p

Matt666

Afternoon folks!

I've mostly been playing Modern Warefare 2 this morning....best game EVAAAHHHHHH!!!

Now i'm at work and seriously considering faking some kind of terminal illness so I can go home and play it for the next month before making a miraculous recovery!

Anyway....PAD of £8 to the CC's......frag out!

psychopathbabble

gilligansyle wrote: »

Totally agree. The 2 best bits of advice I ever got on this board are:-
1. use cash - if you haven't got it you can't spend it!
2. keep a spending diary - every penny - even the packet of polos on the way to work!

The little PAD's are making a big difference.

It's funny all the little things you forget you bought... I got a lottery ticket yesterday which is only a pound, but quite a lot out of my weekly spend of £15! I made £64 on ebay in 2 days and this went to towards one of my ODs but this time last week I would have just spent it then not known where it had gone.