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A Payment A Day - Part Six!

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Comments

  • I really fancy joining this - seems such a good idea.

    Do people actually make payments to their cards (e.g. ring bank/go online and pay the amount)? Or do you generally bung it in a relevant pot?

    Just nosey as I'd rather not upset the bank ...!


    Hiya locutus, welcome aboard!

    Its up to you how you do the payments, you can do either or both. Personally I do mine using online banking, I do put loose change into pots but only count it when I pay it into the bank and off a debt. Some of us include the minimum payments, some of us don't.

    There are only two rules to PADing:

    1) Please post your PAD in BOLD AND COLOUR so the person totalling can easily see it, and

    2) Once you're here, you can never leave!!:rotfl:

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • tomtombeanie
    tomtombeanie Posts: 1,023 Forumite
    Part of the Furniture Combo Breaker
    hi everyone! PAD of 75p to the sealed pot today, will try to keep up now i've started again, even if it's only the slummy from my purse...:rolleyes: :D ...because i know that every little helps...
    Mortgage free as of 11/11/15 !
    :Anow... to start some serious saving :A


  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    I really fancy joining this - seems such a good idea.

    Do people actually make payments to their cards (e.g. ring bank/go online and pay the amount)? Or do you generally bung it in a relevant pot?

    Just nosey as I'd rather not upset the bank ...!

    Welcome

    I do both, I round down my bank account and pay that off credit cards online, so don't do this every day. Then any extra cash goes in a pot to pay things like Provident that you can't do online. Just need to remember not to count the cash twice.

    I quite like seeing all the small payments on my Egg online banking.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi All

    OH has gone back to London today - rehearsals start tomorrow for Peter Pan at the O2

    Today's PAD is £1.08 to Abominable Amex
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • Thanks for sorting me out with how to do this!

    So, I've just paid off £1.10 from the Abbey card (all 0% but determined to rid myself of this debt in the next couple of years!).

    :beer:
  • Evening All!

    Can't stop so will catch up tomorrow! £10.00 again please Sarah...spent a s*it load of cash on cc today but it's because there was a few things I needed to get for xmas and there were loads of offers on so I'll pay it off when I get some more reddies!! :D

    Hope you've all had a fab day! x

    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • FV note - just been doing some farming and watching all my animals swapping places with each other! They were in such neat and tidy rows too! Now they are all higgledy piggledy.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • BirdSeed
    BirdSeed Posts: 133 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi Everyone,

    I'm another newbie - I love this idea of paying off a bit every day. Please can I join?

    I've paid a whopping £1.05 off my barclays credit card today.

    I've also added some change to my money bucket, which I'll count tomorrow. I've also estimated the balance of my 2 barclay accounts, so will update when i get the bill.

    However, I'm a bit confuddles - on the dates when you make a 'normal' payment, i.e. D/D or S/O, do you count these too?

    My bank balance has retruned to nearly £0, so i'll have to use the bucket money for my next payments.

    Thanks everyone

    Birdy x

    A vision without a plan is just a dream.
  • Back from deepest darkest Surrey . . . Other half is on the mend, the only thing that still hurts is pride as he went a*rse over head in front of a bunch of co-workers . . . Just as well they were all nurses so he got attention right away as well as a being laughed at . . .

    Anyways it's £1.90 to various tins please . . .
    DFW NERD# 1175
    Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~
    :D
  • Flower08
    Flower08 Posts: 4,771 Forumite
    BirdSeed wrote: »

    However, I'm a bit confuddles - on the dates when you make a 'normal' payment, i.e. D/D or S/O, do you count these too?


    Its completely upto you, some people do count these payments and some people dont - whatever suits you.

    Oh and welcome to the madhouse!
    Biggest Loser Weight Loss: 13 / 20 lb
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