We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A Payment A Day - Part Six!

1…2930323435…279

Comments

  • Paulgonnabedebtfree
    Paulgonnabedebtfree Posts: 2,740 Forumite
    Just 8p today. This is getting silly :o .
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Paul, every penny counts!!
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • Wesker
    Wesker Posts: 1,394 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Morning all ;)

    £6 to GM CC :j
    Errrr...come back later ;)
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    edited 8 November 2009 at 12:29PM
    Paulgonnabedebtfree wrote: »
    Just 8p today. This is getting silly :o .

    Gilligan's right, every penny does count...


    PAD is £1.08 today

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Paulgonnabedebtfree
    Paulgonnabedebtfree Posts: 2,740 Forumite
    SarahNeedle1872 wrote: »
    Gillian's right, every penny does count...


    PAD is £1.08 today

    Sx

    Showoff !! :D
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    Paulgonnabedebtfree wrote: »
    Showoff !! :D

    :rotfl::rotfl::rotfl:
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    Paul if you pay the date in pennies every day for a year you will pay off £57.38 (£57.67 in a leap year) so yes every penny does count

    DTxx
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Just won £5 on the bingo! First time I've won using bonus money!!
    So will PAD it when I get it!
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • Matt666
    Matt666 Posts: 154 Forumite
    edited 8 November 2009 at 12:40PM
    Morning all! :D

    Finally getting a chance to sit down and write my PAD - £16 to the CC's to make up for yesterdays missed payment! :o

    PS - i've gone over my £500 PAD mark! Wooooooooo! :j
    Bank loan was £18,202.32 now £441.53
    Egg C/C @ 0% was £1467.75 now £582.99
    Virgin CC @ 0% was £2827.54 now £1974.34
    £3,121.15 Remaining...DEBT FREE >>> Potentially now September 2010!!!
    :D MINT CC & Abbey CC CLOSED:D
  • Paulgonnabedebtfree
    Paulgonnabedebtfree Posts: 2,740 Forumite
    Double_Trouble wrote: »
    Paul if you pay the date in pennies every day for a year you will pay off £57.38 (£57.67 in a leap year) so yes every penny does count

    DTxx

    That sounds a bit more worthwhile.
    Just getting a bit down lately as I've needed to use cards a few times. I don't feel I've been frivolous as most of it was to keep my van on the road i.e. being able to earn money.
    Also, I bought a halogen oven. I regard this as a fuel saver though I'm de-cluttering before I start using it.
    I suppose the new mobile was a bit frivolous but I did actually need to get a newer one. The old one works but the way my luck has gone with mobiles in recent years, I do realise the importance of having a back-up phone. I do need to be contactable while I'm out working At least I'm now off contract and doing Asda's very cheap PAYG.

    The things I've cut back on this year are:-

    £87.60 p.m. (term assurance cancelled a few months ago)
    £25 p.m. (Vodafone contract just cancelled - to be substited by maximum of £10 PAYG)
    £41.38 (garage rental cancelled this week)
    £?? reduced gas bill to be partly replaced by slightly higher electricity bill)

    I've even been tipping six years old diesel in the tank (heavily diluted by fresh diesel just in case) as I had some stored at the back of the garage. Hasn't caused any van running problems.

    The really big saving has been with my attitude to debt and spending though. Just taking my own sndwiches to work and drastically reducing (now completely stopped) cafe stops etc has saved a small fortune. The only cafe break I have these days is one who is a customer of mine. I regard that as a customer relations excercise (they do a nice panini too ;) ).
    And still I'm always skint.
    Ah well.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture