A Payment A Day - Part Six!

LondonAndy

Thrifty_Pixie wrote: »

Hellllooo PADers!



And, and, AND...that was the last interest payment on my c/c, so I called them to close the account

Flower08 wrote: »

Congratulations Hopeful!! Really pleased for you

Well done thrifty! Now sit back and revel in your excellent MSE decision to ditch the credit card this week when so many people are out there this week spending on them. The thread salutes you!

Hopeful - missed your great news earlier. Many congratulations!!

callan05

Just a quick query. With Bingo Britain it says deposit up to £100.00 get given a £100.00 then £5.00 a day but how quickly can i get my money back into my account? Maybe a silly question so apologies in advance

mumofthreemonkies83

Hey callan,
You only need to deposit a small amount ( i think £5 works fine) mine normally takes about 12-24 hours to credit the free £5 so id say a full day before you can withdraw.

Minimum withdrawl amount is £20 though so if you plan on withdrawing straightaway you need to deposit £20
You dont get the £100 or whatever bonus though, just the £5 daily.Once you withdraw itll come up saying you lose your £x bonus, dont worry about that.

If you win anything, use your card to deposit enough to bring the total to £20 and withdraw otherwise if you play on youll be spending your "real" cash.

If youre on there between 6-8am ill probably see you there in the morning.
Good luck "glgl wtg wdw etc etc " :rotfl:

Mumof4 xx

callan05

Thanks Mumof4 i'll give it a try i'm a bit thick though! I won't see you there btween 6-8am as going for a lie in as i've a big drive to Plymouth tomorrow but maybe soon

xx

angelicmary85

keza wrote: »

would like some advice from my fellow Pad'ders.

I have just been looking at my finances and i have 2 options. which should i do.

1) i can tackle both wedding savings and debt in a gradual equal pattern and i will be debt free in September 2010

2) i can tackle the debt and clear it by April (providing i get the bonus i expect) and then save everything i can every month for the wedding. if this fails and the bonus is less than i expect, i could always leave this on the virgin cc and clear it gradually.

The second one is a big ask and OH said it will be too much pressure. i think ive been this focused so far and have achieved so much that the skys the limit. i think i can do it.

what would you do? xx

Keza this is probably the wrong answer but I'd be more inclined to go with option 2. The reasons for that decision would be that you'd be paying less interest and you'd be debt free quicker but the main reason would be that you'd be able to focus all your attention on your wedding fund so would have to save. It may just be may but I work better when under pressure as it makes me focus all my attention whereas if I'm just sauntering along I usually end up !!!!!!! up!

I would however be a wee bit worried if I was pinning all my hopes on a bonus so maybe you could put all your money to debt until, say Feb, then lay off that for a month whilst you focus on your wedding then see what happends in April? You may find that it might be a bit easier to focus on your wedding fund if your debt has come down drastically but not cleared, iyswim!

jo41

Hopeful1 wrote: »

My new little man arrived early hours Thursday weighing 7lb 6oz. He is absolutely gorgeous. The weekend was hectic, but quiet and calm has now been resumed

Congrats Hopeful! Well done what are you calling him!
Love to you, OH & your DS xxxx

jo41

£10 please Gilli!
Hope everyone is doing ok
Jo x

SarahNeedle1872

Hopeful1 wrote: »

My new little man arrived early hours Thursday weighing 7lb 6oz. He is absolutely gorgeous. The weekend was hectic, but quiet and calm has now been resumed

Congratulations Hopeful!!

Sx

SarahNeedle1872

Didn't get a chance to PAD yesterday due to work, so todays is £1.13 for yesterday and £1.14 for today,

£2.27

Sx

sashybo

Hi all, pad of £1 to the 2 ccs today.

Congrats to Hopeful. :beer: