A Payment A Day - Part Six!

keza

would like some advice from my fellow Pad'ders.

I have just been looking at my finances and i have 2 options. which should i do.

1) i can tackle both wedding savings and debt in a gradual equal pattern and i will be debt free in September 2010

2) i can tackle the debt and clear it by April (providing i get the bonus i expect) and then save everything i can every month for the wedding. if this fails and the bonus is less than i expect, i could always leave this on the virgin cc and clear it gradually.

The second one is a big ask and OH said it will be too much pressure. i think ive been this focused so far and have achieved so much that the skys the limit. i think i can do it.

what would you do? xx

nickynoo08

Congratulations Hopeful:j, you picked a name yet?

Town was a nightmare and i ended up spending too much money:rolleyes:, but i did manage to get my dads xmas gift for nothing:j
Another 40p into my pad tin please

clearing_out_my_pockets

Congratulations Hopeful1 - it seems everyone's having babies at the moment! Must admit to being a tad jealous.

Keza - if it were me, I'd be inclined to go with Option 1, just for the certainty that we'd have enough for the wedding.

I have a second PaD today - £7.46 to the small change pot which means I can top up the wedding fund by another £20!

PigginSkint

Hi All

Completely forgot to PAD yesterday - oops!

Today's PAD is £1.14 to Evil Egg

rsdiscos

Hi
I have seen your thread and like the thought that "look after the pennies and the pounds will look after themselves". My son was supposed to have a minor op today for a squint he was starved overnight and five mins after he got up I caught him finishing the last mouthful of milk from last night:eek: - went along to the hospital still hoping they could do it later ion the day but had to come home!!!! So am Padding £2 that would have gone on paying for the car park at the hospital:o.
Melissa

clearing_out_my_pockets

Welcome rsdiscos!

Paulgonnabedebtfree

Hopeful1 wrote: »

My new little man arrived early hours Thursday weighing 7lb 6oz. He is absolutely gorgeous. The weekend was hectic, but quiet and calm has now been resumed

Hey great stuff.
You will be the first person to weigh less after Christmas than before it.

Silaqui

Hi everyone,

Another £6 for me as usual please xx

violetblue

Congratulations Hopeful! :beer:

£10 worth of 50ps PADded today.

Flower08

Congratulations Hopeful!! Really pleased for you