A Payment A Day - Part Six!

euronorris

Hi All,

I was just wondering if any of you knew of any credit cards that are available to a non UK resident?

I'd like to transfer my cards to a 0% card, life of balance card or hell, just anything with an interest rate lower than 20%, but I don't think it's possible. All of the cards I have looked at require you to be a UK resident.

I raised the query in the Credit Cards thread also but no responses so far.

Any pearls of wisdom?

nickynoo08

Afternoon and hi to all the newbies:hello:
I thought my scratchie money would of gone in my bank today but it didnt so no pad for me today:o, i feel very lost not being able to make my usual pad.
:mad: Blumming OH!!!!! Just recieved a visa bill, one that has been clear for 10months and its been used! OH bought summat for his xbox but forgot to tell me:mad:. So the extra i was gonna put towards my egg is now going to be used to pay this bill. I'm not amused coz i dont think i'll have my egg balance under £400 now coz of this:(

PigginSkint

Hi All

I've just been having a quick catch up on reading this thread (not completely caught up yet, but getting there) and felt I had to post.

Flower: I just wanted to say my heart goes out to you. A school friend of mine was killed in a car accident at 19. So sad, such a waste. It is hard to find the right words so I hope you will accept some dodgy hugs. I know you will do your friend proud tomorrow. :grouphug:

Paulgonnabedebtfree

Thrifty_Pixie wrote: »

G'day all

I thought I'd lost my purse at the office this morning, and had my OH running around the house like 'Challenge Anneker' on the other end of the phone to find it :rolleyes: He did though, but it meant that I had to borrow £50 from petty cash to pay for my hair appointment today.

One thing...my haircut cost me £24, yet when i handed over the £30 I ended up squeaking 'Keep the change! Happy Christmas!' :rolleyes: Now why is it that I always tip hairdressers an inordinate amount? Is it because I feel obliged after all the small talk? I mean, it is a nice cut, but not worth a 25% tip! Or is that about right? I have no idea of the protocol for hairdresser tips, obviously :rolleyes:

*sigh* Ah well. £30 for a cut isn't that bad...right?

Anyhoo, i'll PAD my £2.02 change from my lunch to make amends. Sort of.

Have a good day peeps.

*meeps*

I sorted out my hairdresser a year ago. I spent £20 on a decent brand of clippers and give myself a number 1 with it every few weeks. That's about eight or nine haircuts for £20 + a tiny bit of electricity so far. I notice my hairdresser has since moved to smaller premises. Looks like I'm not the only one to cut back.

Paulgonnabedebtfree

Been on a bit of a downer today. Been thinking through the possibility of going BR and what it would mean for me. It would possibly mean giving up my mortgaged flat but I wonder if that would really be so terrible. The way things are at the moment I can manage. The bit that got my head going was reading of the possibility (probability??) of the IMF stepping in sometime in the next year and downgrading the UK's credit rating. That would mean high interest rates again. If interest rates rise appreciably, I'm stuffed anyway. There are other options before that but they are probably more hassle than BR.
I want to try drastically increasing my workload first in the new year and seeing where that takes me.

violetblue

SarahNeedle1872 wrote: »

Have just looked at this website and its brilliant!! Did just see a book I bought for someone at £3 and I paid £14.99 :mad: but otherwise its great!

Thanks violetblue!! :A

Sx

You're welcome although I can't take any credit really, I'm sure I must have read about the site somewhere on here...

A lovely £15 PAD today, yet more bingo winnings! (I'm sure I've only got a couple of days left on BB, t'will be a very sad day indeed when I log in to find no bonus )

Silaqui

Hi all,

£6 please

xx

macgirl

Paulgonnabedebtfree wrote: »

Been on a bit of a downer today. Been thinking through the possibility of going BR and what it would mean for me. It would possibly mean giving up my mortgaged flat but I wonder if that would really be so terrible. The way things are at the moment I can manage. The bit that got my head going was reading of the possibility (probability??) of the IMF stepping in sometime in the next year and downgrading the UK's credit rating. That would mean high interest rates again. If interest rates rise appreciably, I'm stuffed anyway. There are other options before that but they are probably more hassle than BR.
I want to try drastically increasing my workload first in the new year and seeing where that takes me.

Hi Paul
I wish I had some pearls of wisdom to offer you regarding BR, but sadly I don't
Would you consider posting your thoughts on the main DFW board? Then maybe people who are better qualified could give you their thoughts

To me that sounds like a awfully big, scary step (going BR), but I understand it's the only option for some....You have paid off a lot this year though, but I know it's been hard. Take care x

macgirl

:santa2: Hey Padders! Hope you're all well and feeling full of festive cheer! :santa2:
Some terrific PADS happening today :T Sadly, mine won't be one of them
I get paid in 8 days - and counting - but am expecting scratchcard money and Ebay earnings, so fingers crossed for tomorrow

sashybo

Hi all, looks like I missed my twin today. Have a nice weekend Sasha. :beer:

Pad of £1 between the 2 ccs. Had a decent afternoon at work as was allowed off the phone to put Christmas decorations up. :j Also have an early finish tomorrow for our team lunch but only about 3 of us going!