bailiffs help!!

MyopicMoo

Hi, we have big council tax arrears and have had 2 go to bailiffs. We worked out our SOA and then worked out what we could afford to pay the council/bailiffs. Then we wrote/emailled them and, if it was with bailiffs, copied in the council. We paid what we could afford by standing order (although originally we paid via the council site) as we did not want to pay the extra fees for paying over the phone.

You don't say what you can afford - don't borrow money to pay them, pay what you can afford. It doesn't matter what they want, they will have to accept what you can afford (it helps if they have a copy of your SOA.

We got 3 of our councils/bailiffs to agree to our offer. The final one refused to accept and 'insisted' that we paid them £700+ a month (ha ha) - we paid what we could afford by SO and haven't heard from them since.

Stick to your guns and don't let them in - ignore what the CAB said it is rubbish and no help if you can't afford to pay the amount in full.

GOOD LUCK

Dayoshir

Simple thing though, never EVER pay the money to the bailiffs. You can pay directly to the council and pay the bailiff fees seperately.

Bailiffs will charge you for payments etc..... also they will sometimes screw up where your payments have gone etc........

DOLLYDAGGER9

Thanks for all the usefull advice, My situation now is, I have made a token payment to the council via the online service ,, I will pay a regular amount each month to clear the arrears, Later today I am expecting a call from the bailiff to discuss the debt, I will inform them of my situation & offer to pay the £42.50 charge by cheque, Hopefully this will suffice and I will ignore any future contact from the bailiff, Does this sound alright or am I missing something ? Thanks again DD9

RAS

Please do not let the bailiff in the house and keep all doors and windows locked.

DOLLYDAGGER9

RAS wrote: »

Please do not let the bailiff in the house and keep all doors and windows locked.

Thanks RAS, Update: bailiff phoned me I explained the situation, He was well p**sed off, Tried to bully me into making a payment via card immediately, I stuck to my guns & explained I will pay the £42.50 by cheque,He babbled on about the postal strike & thanked me for wasting his time before slamming the phone down....Boy do I feel better :rotfl:

Quentin

Adding your link to your website in every post you make breaks the site rules on no advertising.

jade2325

hi, sorry not been able to get on internet for 3 weeks ( THANKS SKY!!! ) ha ha ha.
here's whats been happening...... the council have taken the debt back and we have set up direct debit with them to pay £200 per month!!
It felt like the world had been lifted off my shoulders when he rung,this whole experience terrified me and i assure you i will never not pay my council tax again!!
thats not the best bit though, i wish you all could have heard the bailiffs voice when i contacted her to let her know that the council had accepted my repayment offer that she had refused and that i had just payed the £42.50 owed to them via my debit card! she was gobsmacked,speachless and just put phone down!!! GOD THAT WAS A GREAT FEELING!!!!

anyway would just like to thank each and every1 of you on here who gave me advice and pointed me in the right direction of sorting this mess out. without your help i wouldnt have had a clue what to do and am very very gratefull .

THANK YOU !!!!!!!!!!!!!!!!!!!!