Babes Diary

babes21

I'm so tired today, feeling a bit under the weather too so a nice evening in for me tonight, with a very much needed early night.

Today i've spent:

* £2.40: Travel
* £3.50: Lunch
* £11:00: Few bits and bobs in the Topshop Sale

Total = £16.90

babes21

babes21 wrote: »

Debts

Mastercard: £190.12 (i haven't used this for absolutely ages, really need to concentrate on clearing this one first as it as the most apr)
TS Store Card: £133.74 (i pay £50 per month, will try to clear it in two payments for each month)
Very Account: £670 (this is controllable, i have interest free and the money comes straight out of my account each month, the balance seems high but i had a new mobile phone and camera, i'm paying £150 of it this month so this should go down pretty quickly) Now: £761.14, my tv blew so needed to buy a new one grrr.

Total Debts: £990.12, Now: £1085.00

New total with the tv added.

dallas85

hi babes - i'm the same age as you and looking forward to following your progress - good luck and well done on your first payments on the way to being debt free!

babes21

Hello dallas, thank you for your comment. Do you have a diary too?

dallas85

babes21 wrote: »

Hello dallas, thank you for your comment. Do you have a diary too?

I do have a diary somewhere on here but I've no idea how to link it! it's called Dallas Does Debt. I started it a few months ago but I've only just started posting again so hopefully it will keep me motivated!

babes21

dallas85 wrote: »

I do have a diary somewhere on here but I've no idea how to link it! it's called Dallas Does Debt. I started it a few months ago but I've only just started posting again so hopefully it will keep me motivated!

You should definitely start posting to it again, something to focus on and keep you motivated!!

lilmissmup

Loving the red changes

I am feeling a bit run down today too, normally see my friends on a Thursday night but couldn't be bothered today.

babes21

lilmissmup wrote: »

Loving the red changes

I am feeling a bit run down today too, normally see my friends on a Thursday night but couldn't be bothered today.

Thanks hun. I can't be bothered to do anything this evening either, went out last night and had a late night so think tonight i'll try and get an early night. I go to bed early but can never seem to fall to sleep early :mad:. Hope you feel better soon.

I've decided to set myself a little challenge, i have an ISA and have put £50 in it to start off on my savings challenge, a new account. I want to aim for at least £1000, so any spare money i get after repaying any debts i shall put into the account, it isn't much as yet but it's a start eh.

babes21

Make that £51.73 .

lilmissmup

Go you on the saving, I really need to ring Halfax about my dropped interest rate but its been 3 months now so might be a bit late.