New Post Advanced Search

Coronavirus: Stay up to date with the latest from MSE


The MSE team is working extremely hard to keep the info we have about your travel rights, cancellation rights, sick pay (and more) up to date.
Stay updated with our guides: Coronavirus Help & Your Rights * Coronavirus Travel Rights
NEWSFLASH 27/03
MARTINS VIDEO FOR SELF-EMPLOYED * DELAY HOUSE MOVES * EUROSTAR UPDATE

The sandwich piggy

edited 30 November -1 at 12:00AM in Debt-Free Wannabe
59 replies 11.8K views
jobbingmusicianjobbingmusician Forumite, Board Guide
20.3K posts
Part of the Furniture 10,000 Posts Name Dropper Intrepid Forum Explorer
✭✭✭✭✭
edited 30 November -1 at 12:00AM in Debt-Free Wannabe
OK folks, here it is! Your sandwich pig to save money! :D

RULES

1. A 'pig' is something you keep money in. It does not have to be pink, round, or go oink. You may however be tempted to 'feed' something that looks cute more regularly. Sandwich pigs (SP) rule! :beer:

2. Each time you eat a home made lunch (HML) at work, deposit the money you have saved in your SP. The ideal amount to deposit each day is worked out by the following formula:

SPI - actual cost of food = amount saved, which should be fed to your SP.

The SPI is the Sandwich Price Index, which is the cost of an averagely tasty sandwich and banana. At the time of writing, the SPI (London) stands at £2.75. If you work in the City or in another particularly expensive conurbation, the SPI is £4. The SPI will be updated from time to time to reflect the RPI, price of bananas, and particularly persuasive arguments from other MSEs.

3. The definition of HML includes lunches assembled at work from raw ingredients (SP owners are generally advised to buy the raw ingredients in supermarkets near their home, rather than running the risk of price inflation in city centre shops). HML also include instant meals cooked on the work premises, always assuming that the instant meal is cheap enough to render the SPI a positive amount!

4. The author is a largish sandwich-pig farmer who does not particularly want to hear about people's success in going without lunch altogether. Lunch is the most important meal of the day for those of us who never get it together to eat breakfast, or are not hungry at that time of day! :p

5. You have not failed if you buy the occasional sandwich, or have to go out with your mates to celebrate important work-related issues such as the boss's budgie's birthday. Count your savings and rejoice!

6. Go on, you know you want to - update your signature now!
I'm the Board Guide on the Matched Betting; Referrers and Jobseeking & Training boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there. Board guides are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to [email protected] (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.

The good folk of the matched betting board are now (I hope!) supporting Macmillan, in memory of Fifigrace. Visit
https://www.gofundme.com/running-the-leeds-10k-for-macmillan
«13456

Replies

  • lynzpowerlynzpower Forumite
    25.3K posts
    Top plan JM

    Sadly Ive no budget for luches any more, as its amalgamated into the weekly grocery shop- but a fab idea for newbies!

    And surely, dont forget, the extras, crisps, chocolate, drinks etc.

    Ive saved somewhere in the region of 130 per month by taking my own lunch in, all the best to everyone doing the lunch pig challenge!!!
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • savingpenniessavingpennies Forumite
    688 posts
    Part of the Furniture
    ✭✭
    I'm trying very hard to take my lunch to work and not buy it from work. Most days I succeed. Today I didn't and it cost me £3. Trouble is if I buy a sandwich at work and then I am also tempted to buy other things: that packet of crisps, that snack bar. It's not doing the waistline any good either. Seeing the pennies/pounds mount up in a sandwich pig might just do the trick and I can always put the proceeds into the mortgage pig later. Great idea!
    Books - the original virtual reality.
    2020 in 2020: £21
    2020 £2 savers:
    £8
  • charlie007charlie007 Forumite
    413 posts
    i have manyaged five days out of seven so far, not bad by my standards and the mornings lunch is in the fridge. I spend about 3.50 as i am awful and always buy sandwich, choc. fruit and a paper. That means so far i have saved 24.50. Will put it some of it to good use and treat myself to a piggy bank.
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • saw this thread last night, and was inspired to make some lunch and bring it in with me today. normally spend about £2.75 for a sandwich and a cake. so now i just need a recepticle for the money. wonder how long i'll keep it up for. will amend my signature.
    thanks for the inspiration to do this, much appreciated.
    £2 saver club 30th sept 198 £2 coins = £396(£350 banked)
  • Excellent jobbingmusician!! Funny when someone takes my advice, makes me feel weird!! I look forward to seeing how much you save. It's good when you can see it mounting up!!

    Good luck!!
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • second day and i've got my packed lunch with me. do you know yesterday i enjoyed my lunch more than i have in weeks. the andwich didn't taste plastic like they mornally do, lol.
    £2 saver club 30th sept 198 £2 coins = £396(£350 banked)
  • themaccasthemaccas Forumite
    1.5K posts
    Great idea for newbies but wouldn't work for us, we have been taking packed lunches to work for the last 18 years!
    Debtfree JUNE 2008 - Thank you MSE:T
  • day three and packed lunch again. i feel almost organsised, lol.
    £2 saver club 30th sept 198 £2 coins = £396(£350 banked)
  • nabowlanabowla Forumite
    567 posts
    What a brilliant idea!!!

    My first thought was "I can't possibly afford to do this". Then I realised that I've been buying lunch/coffees/chocolate most days for the past month due to the fact that I'm deeply unhappy at work. So how can I afford to buy lunches when I can't afford to put money into a sandwich pig? Go figure!

    I'm going to start a Pret Pig to collect money every time I resist the temptation to buy something from a well-known sandwich chain close to work. I can't afford to save the money up long-term as I'm overspending right now but the plan is to fund my weekly spending (cinema, going out etc) from the Pret Pig. If there's nothing in the pig, I don't go out! That should motivate me to organise HM lunches every day :D
  • fizzel81fizzel81 Forumite
    1.6K posts
    THis is a good idea as i dont work i cannot really do it but its a good idea for anyone who regulary buys lunch
    DFW nerd club number 039 :p 'Proud To Be Dealing With My Debts' :money: i will be debt free aug 2010

    2008 live on 4k +cb £6,247.98/£6282.80 :T
    sealed pot 2670g
    2009 target £4k + cb £643.89:eek: /£6412.80
Sign In or Register to comment.

Quick links

Essential Money | Who & Where are you? | Work & Benefits | Household and travel | Shopping & Freebies | About MSE | The MoneySavers Arms | Covid-19 & Coronavirus Support