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Hypno's "no more boom or bust" diary

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Comments

  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening Hypno :hello:
    A bit boring here too - highlight of the day is 7 watchers on an Ebay item I made myself!
    How's the Flyladying going this week?
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hi i've now met their requirements and thankfully won again in the process so i'm able to take some money out tonight. I'm still grateful that i read about it on your diary.

    found out today how much we have to save so that we can survive maternity leave, if it should happen, gives us a target to work to along with the debt begone target.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I can't even be constructive on the bingo confusion, because I've not won anything since all the hassles started so can't give the benefit of my own real experience!

    Today ended up not being the NSD I expected, because we went to meet our friends, so £15 spent, which was not so bad on the basis we haven't seen them for probably a couple of years......so it averages about 0.7p per day since we last saw them - I can run to that :rolleyes:

    Just finished uploading my mystery shop from yesterday - had difficulties with the photo bit, but sorted now! Off to see if my casino money is ready for withdrawal....then I might make myself an omelette because I've not eaten since 1pm.....
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Casino money in......and withdrawn :D £36 profit :T

    Now, food :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Lemon_Tree wrote: »
    found out today how much we have to save so that we can survive maternity leave, if it should happen, gives us a target to work to along with the debt begone target.

    That's great LT, wish I'd known about this little earner whilst on Mat Leave :rolleyes:
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Evening all! Sorry to raise the boring bingo topic again... but I have had an email from KingJackpot saying I can't withdraw as I haven't met their wagering requirements. To quote : Please note that the wagering requirements to cashin when you have earned a signup bonus are three times your bonuses and last deposit in bingo,

    Apparently I have to play through £270 in bingo or £900 in slots!

    so that goes to prove the old saying, "If it sounds too good to be true, then it's not true".

    Anyway, I'm not too disappointed as I have done well on Amazon this week and also won £100 from Thomson local directories! They have a deal where if you write reviews on their site, you are entered into a weekly draw to win £100. Get writing everyone! http://www.thomsonlocal.com/
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I am really sorry to anyone having problems with bingo withdrawals. I feel responsible in part for encouraging people to have a go, but honestly, I have not had any problems, and could not envisage that anyone else would either.

    I'm really sorry.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • savingholmes
    savingholmes Posts: 29,089 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sea - sorry it didn't work for you. Me neither! BB worked tho!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • skint_spice
    skint_spice Posts: 13,577 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hypno, I don't think anyone is holding you responsible so please don't worry about it.
    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Hypno, you are not responsible!! I'm glad it worked for you, I obviously came in just too late, which is totally my fault!
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



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