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Hypno's "no more boom or bust" diary
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Great news on the holiday hunI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks guys :T Friend has been through a tough time over recent years too - in fact a couple of years ago we had to do combined storecupboard challenges because neither one of us had sufficient left in the cupboard to do one each
We would text saying "i've got some tuna, do you have any mayo" or "fed up of pasta, can I trade you some jacket potatoes" :cool:
So, you can imagine that we are both mighty excited about going on a hol where 3 meals a day plus wine will be included :j and we don't even need to wash up :rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Thanks guys :T Friend has been through a tough time over recent years too - in fact a couple of years ago we had to do combined storecupboard challenges because neither one of us had sufficient left in the cupboard to do one each
We would text saying "i've got some tuna, do you have any mayo" or "fed up of pasta, can I trade you some jacket potatoes" :cool:
So, you can imagine that we are both mighty excited about going on a hol where 3 meals a day plus wine will be included :j and we don't even need to wash up :rotfl:
I am so pleased and good to be going with someone who is like minded so that there are no misunderstandings about the level of spends available.
I am sure you will have a great time :j:j:j:j:j:j
DTxx0 -
Excellent news about the holiday hypno! I know I dont post on your thread much but I usually keep up and (not that you need reminding) but you have come such a long way and really deserve it.
Quick question about the bingo...I havent done any sort of gambling etc but the bingobritain offer looks good. From what I figure you have to deposit £20 initially? Firstly when you transfer winnings out (which you seem to be doing every 24 hours) how long does it take to hit your account? And what would happen if after playing the free £5 every day you didnt win anything...would you still be able to withdraw your original £20?
Sorry for the bingo questions but you all seem to be at it so I thought someone here would be able to help me out?! Thanks in advance!0 -
dmv - I started britain last week, and only deposited £5 - and I'm getting the £5 a day bonus. They start it up at £20, because they want you to deposit as much as possible. Don't be fooled!
EDIT - you have to play that first £5 that you deposit - so it is a *slight* gamble - but in that first week (okay, 8 days) I've won a total of £16.67 - so I'm £11.67 up, and another 20 days to go.
Hope this helps. It only takes the money a few days to get back into your account - that first little £1.67 I won at the end of last week is with me.2023: the year I get to buy a car0 -
KC is right - you need to deposit and play through £5 to qualify for the £5 daily bonus.
If you win anything, you can only withdraw a minimum of £20 - but you can deposit the required amount to take you up to £20 and then withdraw the whole lot without playing (and losing!) any money. The remainder of your free £5 for that day will still be there for you to play with.
You can only withdraw once every 24 hours. If it is not long since you last withdrawal, you can "reverse" your cashin and it will send it all back to your bingo account and you can withdraw again aftr 24 hours.
This is quite useful because if you win, say £10......you then add £10 of your own money to take you up to the £20 limit - and you withdraw. Then you play through the rest of your free £5 and you win another £5......instead of having to deposit a further £15 to take you up to another £20, (which really messes up your cash flow!) you can reverse the first cash in of £20, and it will then show as a balance of £25 which you can withdraw after 24 hrs of the first withdrawal!
Hope that makes sense - sorry if it doesn't :rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
hi hypno well we won £15 on BB today but kjp reversed my cash in!!!! EEEK EEEK After I topped it up by £20 - so currently got £30 in there it won't give me! I've sent an email to the site manager but livehelp were useless!
Hiphouse - please don't feel we were getting at you either - just explaining....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
With KJP, if you have a withdrawal pending, they will reverse your cashin automatically if you try and do another one within the 24 hours.....so yes, they will re-credit your account, and you then have to wait until the 24 hours passed before you can withdraw it again.
Its a pain, but it is free money, so we put up with its little foibles!
I've won nothing since Saturday.....:rolleyes:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Evening haven;t spent a penny today and cooked liver and bacon casserole for tea and there is enough left for tomorrow as well. Having the kids away at UNi has really bought the bills down !!!
So glad you managed to get your holiday Hypno - it will be a really well earned break for you0 -
savingholmes wrote: »hi hypno well we won £15 on BB today but kjp reversed my cash in!!!! EEEK EEEK After I topped it up by £20 - so currently got £30 in there it won't give me! I've sent an email to the site manager but livehelp were useless!
Hiphouse - please don't feel we were getting at you either - just explaining....
hi seems quite common today as they've done it to me, but i'm awaiting further details but it won't stop me continuing on the free games.
You're right live help were worse than useless!0
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