Single and in Debt Part 3- The problem of surplus and excess women

Money_Fritter

Shoe_Gal wrote: »

I am starting again on yet another diet plan - I am now back where I started on 1st January

Sorry tale on my diary

http://forums.moneysavingexpert.com/showthread.html?t=2172725

Just been reading your diary, keep your chin-up. You can do it. My problem normally is the weekend. I do really well during the week, but during the weekend I tend to drink too much wine and snack. However, this weekend I have no wine in the house and no snacks, so fingers crossed. lol

sarahb123_3

Lula, I have checked the boots and they are only reduced by £20 so not a bargain. I think you should just try to get by with what you have for now (I also want a pair of black knee high boots, however I can't do the zips up on any of them- the shame:o:o:o) and reward yourself when you get the cc under £4k. There will always be boots. There will always be more bargainous boots. And I think that the feeling of getting your card under £4k will be better than the feeling of owning a new pair of boots.

I am currenty pining after a beautiful radio which is £150. I can put it on the cc and have it today. But I already have a functioning radio, it's just not a swoonworthy one. So I have decided that it will be my reward for clearing cc and for now I will manage with what I have. In the meantime I have a picture of it on my visionboard to spur me on. When I clear the cc I will either buy it (partly funded by nectar points) or I will have changed my mind by then. The point is that if I get it now I will feel guilty about it as I shouldn't be buying things when I want to get myself in credit but if I wait until I can afford it with my own money I will get much more enjoyment out of it.

My point is we are all skint and it's crap. I am determined to stop living like this, I can't stand it anymore. I am trying to get to a point where I can buy my own stuff with my own money and stop thinking of the space I have on my cc as available money. It isn't. I want to get to a place of no cc, no loan, a nice amount of savings and a healthy current account balance. I am not going to get there if I keep being waylaid by radios, boots, shoes, clothes, coats, underwear and all the other lovely things I deserve. That's how I got here in the first place.

Shoe_Gal wrote: »

You are starting to be too good to be true :rotfl::rotfl::rotfl: Has the 'real' sarah been kidnapped and you are the replacement?

I am starting to wonder about that myself

Money_Fritter

sarahb123 wrote: »

My point is we are all skint and it's crap. I am determined to stop living like this, I can't stand it anymore. I am trying to get to a point where I can buy my own stuff with my own money and stop thinking of the space I have on my cc as available money. It isn't. I want to get to a place of no cc, no loan, a nice amount of savings and a healthy current account balance. I am not going to get there if I keep being waylaid by radios, boots, shoes, clothes, coats, underwear and all the other lovely things I deserve. That's how I got here in the first place.

Well said Sarahb123, I am the same. Here is to when we are debt free and can buy nice things out of our own money.:beer:

Shoe_Gal

Money_Fritter wrote: »

Well said Sarahb123, I am the same. Here is to when we are debt free and can buy nice things out of our own money.:beer:

I am a little scared of the 'new' sarah :eek:

Money_Fritter

Why, has she changed as I did not know the old sarah

Money Fritter

Shoe_Gal

Money_Fritter wrote: »

Just been reading your diary, keep your chin-up. You can do it. My problem normally is the weekend. I do really well during the week, but during the weekend I tend to drink too much wine and snack. However, this weekend I have no wine in the house and no snacks, so fingers crossed. lol

Thanks :A have been feeling really down but have given myself a 'virtual' kick up the arriss and am determined to get this under control - surely if I am learning to manage my money/control my spending I can crack this too????

Shoe_Gal

Money_Fritter wrote: »

Why, has she changed as I did not know the old sarah

Money Fritter

Oh yes!! We always counted on sarah to justify ANY purchases we made - however frivoulos (sp?)

The 2010 version is soooooooooo scary :eek:

(Only kidding sarah hun, I think you are doing amazingly well and am secretly jealous of your frugality and weightloss )

Lula-Hula

sarahb123 wrote: »

If you put the £90 to your credit card instead it would be £4910.

*polishes halo* (which is already very shiny)

*picks jaw up off the floor*

If we were married then this would probably be grounds for a divorce :D

I know you're right :A, but I'm more swayed by the majority vote at the moment . Would it be more viable if I tell you that I will use my cashback CC & then immediately pay it off ? * Begs unashamedly*

Shoe Gal - Ignore the evil bread-baking Money Fritter - that stuff is lethal to skinny women eg:

One slice of bread = average 80 - 100+ calories

One slice of ryvita = average 37 - 45 calories

Just dont have anything yummy in the house. Have gorgeous gloopy greek yoghurt for desserts with a small spoon of honey mixed in to satsify any sweet cravings.

Rosa Bernicia - fab post thank you :A

Shoe_Gal

Thanks Lula

Am doing salmon fishcakes and rice for dinner - have no 'treats' in (mainly because I have been too lazy to go out today )

PS - I still think yoiu should get the boots! Bring back the 'real' sarah :rotfl::rotfl::rotfl:

Money_Fritter

Lula Hula,

That is not very nice telling shoe Gal to ignore me.

And here is me thinking all the ladies on this thread were nice.

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl: