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Buy council house

1246

Comments

  • bumpoowee wrote: »
    Lovely though your neighbours may be maybe they should have thought about space implications before having 3 kids, particularly if they expected the state to put them up.

    I don't disagree with you on that point but do think it's a tragedy that a decent couple of hard-working parents shouldn't have the family they want for lack of space. Goodness knows we've got enough folk around here who should never be entrusted with the care of a plant, never mind all their horrible, ill-cared-for kids running riot.
  • Morglin
    Morglin Posts: 15,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    But he specifically says he pays rent and not service charges. He says he doesn't work so presumably gets rent paid by HB/LHA.

    I am disabled, cannot work and my husband is disabled/retired - although we live on benefits, pensions and private pensions, we don't get any of our rent or council tax paid, because we are over the income threshold.

    It's unclear what he is actually paying - but any help towards housing costs are purely on income, not whether someone is working or not - some on benefits do pay their rent, either partly or fully.

    Only those on something like Income Support are guaranteed to get it all paid.

    Many people working get it all or some of it paid as well.

    Lin :)
    You can tell a lot about a woman by her hands..........for instance, if they are placed around your throat, she's probably slightly upset. ;)
  • Bryando
    Bryando Posts: 1,464 Forumite
    Thanks for that folks. Advice taking on. Think I shall nip the idea.

    See going from Income Support onto ESA, that means I loss my premuims? Thats what I was told when they trued to force me to go onto ESA as my partner was joining my IS claim.

    Thanks
  • Fly_Baby
    Fly_Baby Posts: 709 Forumite
    I don't disagree with you on that point but do think it's a tragedy that a decent couple of hard-working parents shouldn't have the family they want for lack of space.

    Of course they can have the family they want - they just have to make do with the lack of space...
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Morglin wrote: »
    I am disabled, cannot work and my husband is disabled/retired - although we live on benefits, pensions and private pensions, we don't get any of our rent or council tax paid, because we are over the income threshold.

    It's unclear what he is actually paying - but any help towards housing costs are purely on income, not whether someone is working or not - some on benefits do pay their rent, either partly or fully.

    Only those on something like Income Support are guaranteed to get it all paid.

    Many people working get it all or some of it paid as well.

    Lin :)

    A single person on IB/ESA and DLA is going to get their rent paid, at least in part.
  • Wow. Amazed to hear the social security safety net is being used to buy property. Perhaps I need to give up work.

    why do you have a problem with people buying councill house youy low life piece of scumbag get a life.
  • tek-monkey
    tek-monkey Posts: 1,434 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    tabsback wrote: »
    why do you have a problem with people buying councill house youy low life piece of scumbag get a life.

    Not sure you got that post, did you.
  • Running_Horse
    Running_Horse Posts: 11,809 Forumite
    Part of the Furniture Combo Breaker
    tabsback wrote: »
    why do you have a problem with people buying councill house youy low life piece of scumbag get a life.
    First of all, learn to spell, you ignoramus. Second I didn't say I have a problem, just surprised someone thinks they can buy using social security benefits. But ask yourself, if all the council houses had been sold a generation earlier, then where would disabled people like the OP get a secure and affordable tenancy? Where would you have got your council house if it had been sold off already? Engage brain, then come back when you have something sensible to add. Moron.
    Been away for a while.
  • Wow. Amazed to hear the social security safety net is being used to buy property. Perhaps I need to give up work.


    everytime u post rubbish why does no one ban this low life from the forum.

    got nothing better do with your time?:mad::mad::mad:
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you buy your council house, you'd have to think about:
    - you'd need to insure the buildings, so that's an additional £15/month or so probably
    - you'd probably need to fit a new kitchen some time in the next 10-25 years, say £10k
    - you'd probably need to fit a new bathroom some time in the next 10-25 years, say £3k
    - you'd need to pay for everything that went wrong, when it went wrong - AND - find the people to actually carry out the work. So that's water system repairs/leaks/malfunctions, heating suddenly dying, hot water stopping working, electrical issues
    - if/when the council decided to upgrade the whole building (e.g. say they decided to fit new double glazing), you'd have little to say about the matter, you wouldn't be able to choose what work was done or how or when -AND- you'd end up with possibly double the bill of sorting it out for yourself... while your council neighbours all got it for free
    - if in the future the council decided to compulsory purchase your home, to demolish it so they could build new ones there, you'd be given insufficient funds to buy a similar-sized property in the same area, while your council neighbours would simply be re-housed. You'd be stood there on the street with a pile of cash in your pocket (less the amount to settle the mortgage) and have to go on your way and sort yourself out, which would mean going into private rental

    There's not much going for it at all is there.
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