Debt free in 1,000 days.......

Hi everyone

I know that I have had more than my fair share of diaries :o. However, due to slipping off the DFW wagon again, I need a challenge to focus my energy on clearing my debts.

I have 10 debts and will therefore clear one every 100 days until I am debt free. I will do this in order of the size of the debt - smallest to largest. Easy in the beginning I know, but I am hoping to clear my smallers debts in less than 100 days and then add that accumulated time onto the other debts.

So my challenge runs from 1st October 2009 to 27th June 2012.

My first debt to clear is my Barclaycard with £175 on it. Needs to be cleared by 9th January 2010 (scary that 100 days from now, we will be in a new year :eek:).

Please please please can I ask my readers to harrass me with numerous PMs and posts on here if I don't post for a few days. I am a nightmare for not posting on my diary and then slipping out of the DFW habit for a while. I really want to complete this challenge so I can stop worrying about my debts.

Thanks for reading. Will post more later.

Emz xx
«13456713

Replies

  • hypno06hypno06 Forumite
    32.3K Posts
    10,000 Posts Combo Breaker
    Good luck Em!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Hi

    I wasn't sure if my post made any sense when I woke up this morning. I was so tired last night when I wrote it. I went to see the Paul O'Grady show with my friend yesterday so was tired from travelling.

    It was really good, saw Olivia Newton John and Nelly Furtado. Paul is really funny, even during the ad breaks. It was a great day out and I only had to pay £2 for the coach, £9 for my meal and £5 for a tube ticket. Bargain!!

    Anyway, off work for the rest of the week but have got 1 mystery shop today, 4 tomorrow and 2 on Saturday. Will earn about £80 from them.

    Going to get started on AQA early this month and stick to it.

    Have a good day everyone :D

    Emily xx
  • Evening all

    Not a bad first day. Did my mystery shop and got some free batteries too. I have also done my 100 questions on AQA for the day.

    I'm going to see if my luck is in on BP before going to bed.

    Night everyone

    Emily xx
  • Lemon_TreeLemon_Tree Forumite
    10.2K Posts
    Part of the Furniture 10,000 Posts
    hi and what a fab challenge. is it ok to ask how much in total you have to clear? I've no doubt that you will achieve your goals.
  • mark55manmark55man Forumite, Ambassador
    7.5K Posts
    Part of the Furniture 1,000 Posts I'm a Volunteer Ambassador Name Dropper
    Ambassador
    you go for it. one at a time - that's a good philosophy!!

    even a journey of a thousand miles starts with a single step
    how do you eat a elephant - one bit at a time
    kills debts 100% dead
    I think I saw you in an ice-cream parlour/Drinking milk shakes cold & long/Smiling & waving & looking so fine
    2022 Achievements: Mortgage Neutral, Net Debt Free, EF filled, Retirement Planned, More Unfit, Heavier
    2023 Targets (as of 1/1/23): Steps-23K/2500K - Weight - 0lbs/24 - Savings-#57-MFW £400/£10800 - #17-365x1p 1p/£667.95
    2023 Achievements (as of 1/1/23): 5km (treadmill)-51'39" - 2km C2 Erg -9'54 - R-Day 272 Days - PMA Save/Earn - £135

    I'm a Forum Ambassador and I support the Forum Team on the Over 50s, DFW and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.
  • mark55manmark55man Forumite, Ambassador
    7.5K Posts
    Part of the Furniture 1,000 Posts I'm a Volunteer Ambassador Name Dropper
    Ambassador
    hey lemon tree - have you stolen my avatar lolcat - or have I stolen yours
    I think I saw you in an ice-cream parlour/Drinking milk shakes cold & long/Smiling & waving & looking so fine
    2022 Achievements: Mortgage Neutral, Net Debt Free, EF filled, Retirement Planned, More Unfit, Heavier
    2023 Targets (as of 1/1/23): Steps-23K/2500K - Weight - 0lbs/24 - Savings-#57-MFW £400/£10800 - #17-365x1p 1p/£667.95
    2023 Achievements (as of 1/1/23): 5km (treadmill)-51'39" - 2km C2 Erg -9'54 - R-Day 272 Days - PMA Save/Earn - £135

    I'm a Forum Ambassador and I support the Forum Team on the Over 50s, DFW and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.
  • BuffythedebtslayerBuffythedebtslayer Forumite
    18.8K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    That is a brilliant plan ehallett!

    *tries to work out a similar plan*

    I will subscribe !

    Now come on woman post!!!

    xxxxx
    Nevertheless she persisted.
  • savingholmessavingholmes Forumite
    23.1K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Well done on your efforts! Hope you have a good debt busting week!
    Target 1) Prioritise health & social connection 2) Write regularly 42,993/70,000 words Book 2 and 10,787/70,000 Priestess book 3a) Get to £10K EF/Savings Now £4,508 3b) £1.6K Savings for DD Car (Achieved) 4) MFW starting at £201999 Nov 21 with 264 250 payments to go. Now £192,959 5) Mortgage neutral progress via pension £1,887 invested since Nov 21 6) Declutter 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
  • Lemon_TreeLemon_Tree Forumite
    10.2K Posts
    Part of the Furniture 10,000 Posts
    mark88man wrote: »
    hey lemon tree - have you stolen my avatar lolcat - or have I stolen yours

    ted bear was my puddy cat, so i think you must have done the borrowing lol
  • Oh Emz I like this, off to find a date calculator..
    DC.
    "Some people walk in the rain... others just get wet... " - Roger Miller
This discussion has been closed.
Latest MSE News and Guides

Check your Clubcard vouchers

Use our trick to extend them

MSE News

Preparing for summer

What MoneySaving things can you do now to get ready?

MSE Forum

Hot Diamonds 40% off code

Including already-reduced outlet stock

MSE Deals