Moorcroft representative calling

homersimpson_3

I wouldn't let them in under any circumstances and refer matter to cccs. Let them deal with it.

kate1976

Thank you all for your replies, I don't think I'd be able to let the representative enter the premises anyway as my dog hates strangers and I'd end up being sued for him biting!!:eek:

I shall just keep paying my £5 and see what happens!

Thank you again for all your advice, much appreciated!

GreyPilgrim

Kevicho wrote:

They remind me of vampires (or at least the hollywood version) with that post

Think you're right!!! Exactly the same advice fits for Vampires and Bailiffs. Would draw the line at driving stakes through their hearts though

Tootsie_Roll

THE_LONE_RANGER wrote:

I think every one is getting a bit excited with reguards moorecroft debt collectors they have no right of entry in to your property a bailiff has to have a court order to get that in,in the case of unsecured debt you would have had to be taken to court a judgement issued and if if you have not agreed to pay in in stalments the creditor can then ask for bailiffs to be involved debt collectors have no powers other than to ask you simply refuse to pay if cant afford it ,make an offer and stick to it,i dont hold to this dont answear the door clap trap its your home for gods sake if its a debt collector answear it if he enters he is breaking the law(he wont barge in) and to be honest id thump him or call the police this block your doors etc advice is both stupid and dangerous rule of thumb if its a debt collector you can tell him to !!!!!! off you are under no legal obligation to pay them if they want payment you tell them what you can afford by post or at a bank only,dont let it get to bailiff level as you have less rights but remember they cant enter with out a court order and debt collectors move them on and brush up on your rights but dont be intimidated

Quite unbelievably I find myself agreeing with TLR :eek:

I think we're getting carried away on this subject. Firstly they are just a doorstep collector who are subcontracted to work for Moorcroft, they most likley work for a few others as well so don't assume they will deal with you in the same way as Moorcroft do over the phone. I have heard they are generally much easier to deal with and a lot more understanding - doing it face to face makes a lot of difference. They will be paid commision based on what they collect, even if it is only £5pm. Most likely they will just review the payment arrangement on the first visit then call round to collect payment on subsequent months - you don't even have to pay for a stamp !

i_am_really_rich!!

I have dealt with people turning up on my doorstep, and most of them have been really reasonable. I even shouted at a bailiff one 'to come in take what the f*** he wanted' 'cos I couldn't stand the stress any more, he declined. Anyway most of these people have been really reasonable, but don't let them in just talk on the doorstep. Mind you I have dealt with Moorcroft on the phone and they were nasty !!!!!!s. Good luck, let us know what happens

THE_LONE_RANGER_4

Tootsie_Roll wrote:

Quite unbelievably I find myself agreeing with TLR :eek:

I think we're getting carried away on this subject. Firstly they are just a doorstep collector who are subcontracted to work for Moorcroft, they most likley work for a few others as well so don't assume they will deal with you in the same way as Moorcroft do over the phone. I have heard they are generally much easier to deal with and a lot more understanding - doing it face to face makes a lot of difference. They will be paid commision based on what they collect, even if it is only £5pm. Most likely they will just review the payment arrangement on the first visit then call round to collect payment on subsequent months - you don't even have to pay for a stamp !

ive just choked on my earl grey tootsie role agrees with me:eek: :eek:

kate1976

I am confused (it doesn't take much, trust me ) anyway am I right in thinking that the Moorcroft representative will be collecting payments? I'm still using internet banking to pay United Utilities £5 a week so shall I stop that and pay Moorcroft instead?!

I'm really sorry if I'm being thick, I'm not great with understanding money situations!

Thank you all for your help so far and thanks to those that made vampire related comments, they made me smile!

THE_LONE_RANGER_4

carry on paying as you are and ignore moorecroft keep a record of payments etc

kate1976

I will keep as I'm doing then, thanks TLR!

kerry1981

A few years ago I had a dispute with BT over a faulty line so I refused to pay the bill. The account then got passed to Moorcroft and the first thing I knew about it was when I had a knock at the door from a very pleasant and helpful man. He explained who he was and why he was there and asked if we could afford to make weekly payments. I asked how much and he advised £5 a week would be acceptable. I told him I could pay more but he would not let me pay more than the £5 per week in the agreement but I could pay it off early if I could afford to. I probably should not have paid the money in the first place as I think that BT robbed me blind, but back then I was naive and could not be bothered with the hassle.

Debt collectors normally have a bad reputation but my experience with this company and their rep was nothing but pleasant, don't be too worried just wait to see what they have to say.