Moorcroft representative calling

Hi all,

I'm in arrears with United Utilities which has been passed onto Moorcroft Debt Recovery Limited, I sent them a letter the other day explaining that in my current financial position I can only offer them £5 a week, they then asked me to provide a breakdown of my expenditures which I did and proof of my benefit income which I also did.

This morning I've received a letter to tell me that my account is being transferred to a local representative who will be making a visit shortly to discuss repayment arrangements.

Does anybody have experience of this, will they be needing to see statements and bills? Why can't they just accept what I've written?
Kate
xxx
:Axxx
"A bank is a place where they lend you an umbrella in fair weather
and ask for it back when it begins to rain."

Stay safe, stay sane, stay smiley!
«134

Comments

  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    Don't open the door, don't deal with them. Tell Moorcroft you won't deal with anyone at your door.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • flyer
    flyer Posts: 2,276 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I agree with Broken hearted; don't let them in. They have no legal right of entry and should be able to communicate with you via post or phone.
    Even if you are a minority of one, the truth is the truth.
  • kate1976
    kate1976 Posts: 2,021 Forumite
    Thank you both for your replies. I didn't really want to deal with them at my door so thank you for letting me know I don't have to!
    Kate
    xxx
    :Axxx
    "A bank is a place where they lend you an umbrella in fair weather
    and ask for it back when it begins to rain."

    Stay safe, stay sane, stay smiley!
  • flyer
    flyer Posts: 2,276 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ure welcome
    Even if you are a minority of one, the truth is the truth.
  • japanesegirl
    japanesegirl Posts: 115 Forumite
    Do not let them in they are horrendous. I have a DMP with CCCS and had an account with Next which was passed to Moorcroft. CCCS then contacted Moorcroft and they have never acknowledged any of the contact from CCCS and have since kept writing to me and sent a claim form supposedly from court. They have complete ignored all my letters, phone calls to them and all those from the CCCS then they sent me a claim form from someone called MSL Solicitors (which turn out to be Moorcroft also).

    They have now accepted the amount I am to pay them via the CCCS but have added on another £200 supposedly for taking me to Court. They didnt take me to court and I dont think what they are doing is legal so have sent it all to the CCCS.

    When I have spoken to both MSL and Moorcroft they are exceptionally ignorant and rude and stubborn so do NOT under circumstances let them come to your home, they do not have a right to entry. I dont know what they would be hoping to acheive by doing this if you have already sent them your income and outgoings.

    Is their address in Stockport? P>O> Box number?
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    Moorcroft debt recovery limited
    P.O box no 17
    2 Spring gardens,
    Stockport
    SK1 4AJ

    Phone 0161 4752
    website https://www.MDRL.co.uk
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • japanesegirl
    japanesegirl Posts: 115 Forumite
    thats them, they are awful, write to them again with your income and outgoings and make sure you send with proof of posting.

    good luck
  • rchddap1
    rchddap1 Posts: 5,926 Forumite
    Don't let them in your house (make sure all windows and doors are locked). Once they gain access...they will have the right to gain access again (whether you want to let them in or not). They're really baliffs. Have you seen the tv programmes of baliffs shuving their foot in the door when its opened. Whatever they say to you, remember that you don't have to let them in.

    Either hide, go out, or talk to them through the letter box. Sounds daft, but it does make sense.
    Baby Year 1: Oh dear...on the move

    Lily contracted Strep B Meningitis Dec 2006 :eek: Now seemingly a normal little monster. :beer:
    Love to my two angels that I will never forget.
  • kate1976
    kate1976 Posts: 2,021 Forumite
    Thank you all, yes they're the ones in Stockport! I've decided I'm going to hide when the door goes, I never really open the door anyway to people who I don't know so I'll just hide away and let my dog bark at them through the window!!

    I have no idea what they're thinking they'll achieve by visiting me, I've sent them all the proof they needed so I'm thinking that maybe they'll be intimidating if they were to gain entry, which is why I'll be hiding!!

    Thanks again to all who've replied, you're all stars, I love this site!:money:
    Kate
    xxx
    :Axxx
    "A bank is a place where they lend you an umbrella in fair weather
    and ask for it back when it begins to rain."

    Stay safe, stay sane, stay smiley!
  • fizzel81
    fizzel81 Posts: 1,623 Forumite
    ive had a smilier thing with a scottish debt collection agency they are comeing today, my back door doesnt lock as im waiting for a repair on it soo ive now rung to get that put through asap,
    DFW nerd club number 039 :p 'Proud To Be Dealing With My Debts' :money: i will be debt free aug 2010

    2008 live on 4k +cb £6,247.98/£6282.80 :T
    sealed pot 2670g
    2009 target £4k + cb £643.89:eek: /£6412.80
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.3K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.2K Spending & Discounts
  • 243.3K Work, Benefits & Business
  • 597.8K Mortgages, Homes & Bills
  • 176.6K Life & Family
  • 256.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.