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Live on £4,000 for a year - 2009, Part 4

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  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Cheryl-What's the latest with DS?
    Got a phone call about 10:15am to tell me he was at M'cr Pic, and would I please pick him up. So I had to de-ice the car, creep off the estate, and drive in. Got home as mid-day was announced on the radio, so was then up against the clock to get washed, iron my uniform, and get to work by 1pm...... clocked in with 2 mins to spare ;)

    But he and I are going to be having serious words while he's home. I 'had' to send him out some money (quite a substantial amount, especially considering he already owed me some) at the end of October, which he promised to return as soon as he got home. And then I've spent almost £60 on beer offers for him - on the understanding that would also be an immediate repayment. As I left for work I yelled up the stairs that I'd appreciate the beer money ASAP, as I had to spend £55 on a car battery on Thursday - to be informed 'we need to chat later' as he doesn't even have enough to cover the battery :mad:

    So I'm going to lay on the line exactly what I'll have coming in from September, and exactly what it's all earmarked for. I shall be making it quite clear he's NOT getting any more loans from me until he's totally repaid me and not asked for any for a while...... and even then it won't be much at a time !!!
    Cheryl
  • savingfortravel
    savingfortravel Posts: 914 Forumite
    edited 21 December 2009 at 7:45PM
    cw18 wrote: »
    Got a phone call about 10:15am to tell me he was at M'cr Pic, and would I please pick him up. So I had to de-ice the car, creep off the estate, and drive in. Got home as mid-day was announced on the radio, so was then up against the clock to get washed, iron my uniform, and get to work by 1pm...... clocked in with 2 mins to spare ;)

    Super Mum to the rescue :A...I bet you're normally an early person, like me, and therefore find just in time stressful.

    But he and I are going to be having serious words while he's home. I 'had' to send him out some money (quite a substantial amount, especially considering he already owed me some) at the end of October, which he promised to return as soon as he got home. And then I've spent almost £60 on beer offers for him - on the understanding that would also be an immediate repayment. As I left for work I yelled up the stairs that I'd appreciate the beer money ASAP, as I had to spend £55 on a car battery on Thursday - to be informed 'we need to chat later' as he doesn't even have enough to cover the battery :mad:

    So I'm going to lay on the line exactly what I'll have coming in from September, and exactly what it's all earmarked for. I shall be making it quite clear he's NOT getting any more loans from me until he's totally repaid me and not asked for any for a while...... and even then it won't be much at a time !!!

    I don't blame you. Tough love is called for..hope he finds the cash...or I'd hold his beer hostage.

    sft

    Sorry to repeat myself Nyk but didn't get an answer before:
    Where are we located next year?
    What is the thread called?

    Got a feeling that as Christmas will soon be here, you'll all have disappeared and I'll never find you again.
    :cool: Frugal Living 2010 member MFW by 2014 Was 88,000 now £46,877.90 Grocery Budget for Dec-April=£173.72/£244 (Groc Budget 2010 from Ebay/Voucher savings/Quidco -If we can do it will save our £980 GC budget) Now living the dream -in our tiny country cottage-all thanks to MS forums. x 39 2 go
    Stockpile Savings: £89.72 Voucher savings £8
  • cw18
    cw18 Posts: 8,630 Forumite
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    I bet you're normally an early person, like me, and therefore find just in time stressful.

    Hate being too 'close to the wire', but today wasn't helped with having to pick my way down the road - some very slippy sections en-route !!

    Dread to think what it'll be like going in tomorrow - normally start at 7am on a Tuesday, but have been put down for a 6am start this week :eek: Just glad I've got a cheap (but effective) torch I can take in with me, especially as they don't turn on the lights on the car park until closer to 8am..... I actually bought the torch to manage my Tuesday morning walk across it ;)

    Cheryl
  • cw18 wrote: »
    Hate being too 'close to the wire', but today wasn't helped with having to pick my way down the road - some very slippy sections en-route !!

    Dread to think what it'll be like going in tomorrow - normally start at 7am on a Tuesday, but have been put down for a 6am start this week :eek: Just glad I've got a cheap (but effective) torch I can take in with me, especially as they don't turn on the lights on the car park until closer to 8am..... I actually bought the torch to manage my Tuesday morning walk across it ;)

    Take lots of care...what days are you working this week?

    SF-Glad you got home safely. Expect you feel exhausted but may I say congratulations for getting through the first (IMO) and hardest term of a PGCE!
    sft
    :cool: Frugal Living 2010 member MFW by 2014 Was 88,000 now £46,877.90 Grocery Budget for Dec-April=£173.72/£244 (Groc Budget 2010 from Ebay/Voucher savings/Quidco -If we can do it will save our £980 GC budget) Now living the dream -in our tiny country cottage-all thanks to MS forums. x 39 2 go
    Stockpile Savings: £89.72 Voucher savings £8
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper


    SF-Glad you got home safely. Expect you feel exhausted but may I say congratulations for getting through the first (IMO) and hardest term of a PGCE!
    sft

    Thanks :D I am shattered, spent most of the weekend sleeping! :) but its nice to be home. Can't believe I'm over 1/3rd of the way through the course already :eek: xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • yipeeeeeeeeeeeee......christmas all but wrapped up. gifts sorted , food in just the wrapping to get done now and a huge clean up around the house. I can then start to relax and watch a bit of christmas telly whilst the weather s bad. Couple of inches of snow here and temperature hasnt been above freezing in days. Log burner blazing away and all im good for now is the sofa and tv.

    CW- glad your sons home safely. my ds was always borrowing cash off me and never wanted to repay. now i just wont do it. Me and dh went without stuff or went short and never a word of thanks.

    skint lyn- glad your parenst are ok -should be the kids creating havoc not the parents , made me laugh.

    sft- recorded the dancing to watch in peace, even though i now know who won.

    Haircut tomorrow and relaxation starts.
    Hope you are all well , organised and warm
    fmf
    sealed pot member no :081:o 2011- £306.68 2012-£304.36 2013- £387.44 2014 - £441.43 ;)£482.30 2019 £655.58
  • Savvy_sewing
    Savvy_sewing Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Photogenic Rampant Recycler
    Mr A delivered my order. So we have masses of food in. (Well compared to normal anyway. No doubt some people would think its not that much). Hoping that I dont have to buy anything much now until end of January if not early Feb, except for odds and sodds. Butter, milk, fresh vegetables etc.
    Aiming to have a NSD tomorrow. (Would have today, if My order from 2 weeks ago hadnt come).
    Wrapped all the presents that I managed to get. Didnt get everyone's homemade gifts done with having to look after DGD and being ill hasnt helped.
    Doctor has put me on Steroids. Just intime for christmas hey!.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
  • cw18
    cw18 Posts: 8,630 Forumite
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    Take lots of care...what days are you working this week?
    Today 1-5, tomorrow 6-4, Wed 1-5, Thur 1.30-5.30 (store closes 5, so that's last clean up and getting rid of waste)
    Cheryl
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I don't blame you. Tough love is called for..hope he finds the cash...or I'd hold his beer hostage.

    sft

    Sorry to repeat myself Nyk but didn't get an answer before:
    Where are we located next year?
    What is the thread called?

    Got a feeling that as Christmas will soon be here, you'll all have disappeared and I'll never find you again.
    Looks like we are still banished to the MSE equivalent of the north pole :rolleyes:... here

    Sorry I'm being really quiet... feeling a bit run down and bleugh! I made my (hopefully!) last supermarket shop of the year and it completely physically wiped me out... :rolleyes:

    My budget is getting really close now. It was origionally £5k but as I am so close to coming in at or under £4k I'd really love to manage that... Which means I have the grand total of £70.07 left! :eek:
    I need to pay for my trip to the dentist which should be £23 which leaves me with £47.07 left for everything else :eek: which needs to cover the cost of a birthday present too! Will hopefully get something in the sales he'll like - I'm hoping he'll give me a clue at Xmas as to what he wants! :rolleyes:

    It also appears my Xmas tree lights have died a death and I can't for the life of me find the other spare bulbs I know I have somewhere. It looks like I need to buy new lights (no-one still seems to stock the bulbs - its all wee LEDs now) and redecorate the tree as I've just had to remove the lights and a fair bit of the decs. :wall:

    Anyone know where I can get cheap Xmas tree lights? :confused: :rolleyes:
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • taka wrote: »
    Looks like we are still banished to the MSE equivalent of the north pole :rolleyes:... here

    Sorry I'm being really quiet... feeling a bit run down and bleugh! I made my (hopefully!) last supermarket shop of the year and it completely physically wiped me out... :rolleyes:

    My budget is getting really close now. It was origionally £5k but as I am so close to coming in at or under £4k I'd really love to manage that... Which means I have the grand total of £70.07 left! :eek:
    I need to pay for my trip to the dentist which should be £23 which leaves me with £47.07 left for everything else :eek: which needs to cover the cost of a birthday present too! Will hopefully get something in the sales he'll like - I'm hoping he'll give me a clue at Xmas as to what he wants! :rolleyes:

    It also appears my Xmas tree lights have died a death and I can't for the life of me find the other spare bulbs I know I have somewhere. It looks like I need to buy new lights (no-one still seems to stock the bulbs - its all wee LEDs now) and redecorate the tree as I've just had to remove the lights and a fair bit of the decs. :wall:

    Anyone know where I can get cheap Xmas tree lights? :confused: :rolleyes:

    Wondered where lots of others had gone!

    Thanks Taka

    sft
    :cool: Frugal Living 2010 member MFW by 2014 Was 88,000 now £46,877.90 Grocery Budget for Dec-April=£173.72/£244 (Groc Budget 2010 from Ebay/Voucher savings/Quidco -If we can do it will save our £980 GC budget) Now living the dream -in our tiny country cottage-all thanks to MS forums. x 39 2 go
    Stockpile Savings: £89.72 Voucher savings £8
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