Debt keeping you single?

brranger

I've been seperated from my wife for 9 months and just waiting for the divorce papers to come through. I cleared all my wifes debt before she left as so that she could look after herself and the girls with a fresh start, but adding them to my debt will leave me in a bit of a tight situation for a while.

I would like to move on with my life but not sure I can budget for a gf or even going out. plus not sure it is fair to start going out with anyone while I am not finachally stable

Is there anyone else feels the same?
or offer advise?

Ranger

mattp_3

trying to clear your debts when your single is much harder, i was doing much better when I was with my girlfriend, as you don't mind staying in together and saving money. but if I try and do that now I find I get really down and need to go out and see my mates - it's a bit of a vicious circle.

it's just a case of finding happy medium and trying to socialise with your mates without spending loads of £££'s

ms_london

I suppose it was easier for me to stay single as I didnt have the money to go out on dates. Dating doesnt have to be expensive, but you dont want to burden someone youve just met with your money worries (unless they are in the same boat..).

Now I just have to watch out in case men are after my money :rotfl: :rotfl: !!

I suppose when you are financially stable you would feel better about yourself & not have so much weight on your shoulders - I suppose if you were to meet the right person love would find a way.....?

xx

ms_london

mattp wrote:

trying to clear your debts when your single is much harder, i was doing much better when I was with my girlfriend, as you don't mind staying in together and saving money.

Mind you, sometimes being single is easier when it comes to paying off your debt - especially when you read posts on here about OH not being as committed to be being debt free as the poster & spending money willy nilly!!

brranger

I was the sole income running two cars paying all the bills, plus giving my wife a small allowence each month. I would say I am more in control now I can stay in and watch the pennys insted of feeling bad for not taking her out.

nicola1982_2

I have found it easier to repay debts with my OH as he is pretty sensible with money and costs are nearly halfed in terms of rent, food, gas and electricity. However my ex cost me more than being single - in fact he is prob the main reason I'm in so much debt!

ms_london

nicola1982 wrote:

I have found it easier to repay debts with my OH as he is pretty sensible with money and costs are nearly halfed in terms of rent, food, gas and electricity. However my ex cost me more than being single - in fact he is prob the main reason I'm in so much debt!

Unfortunately it is "cheaper" to be in a relationship. I know lots of people that are in relationships purely because they cant afford to live by themselves, I think this is very sad (a bit OT sorry!!). I would rather be single & financially independent any day!!

dinkylou

Yep, I'll be joining the single and financially independant club in a few years.

What a catch I'll make then!! I'll be fighting them off!!:rotfl: :rotfl:

Kevicho

i dont think it can make a difference but im not in the market anyways at the mo

But i have thought in the past it was better to be single as i can be too generous

owessomuch

I spend more going out when I'm single but I also find I'm alot more positive about clearing my debt when I'm single!
With someone now and we do go out quite alot but we share the cost so it's a bit cheaper really.
I'm holding out to marry George Clooney then I'm sure he will be more than happy to clear my debt!

Molanole

Ms_London you so could have been referring to my recent post (although I'm sure there are loads of others going through the same thing)! Personally, I felt as though I had more cash when I was single but that might be because I was spending it on me me me me me! Now that I am having to help the OH out I notice where the money goes more often. Having said that, I am more focused now on getting out of debt now as things like getting married and settling down together have been so much more important. When I was single, it was beers, clubs, pubs, clothes - all a bit selfish really.

I wouldn't let it put you off though. You don't necessarily need money to go on dates and an interesting date like a picnic in the park or a visit to a museum (other than the standard meal, film, night out clubbing) might signal to the other person that you're a bit different. If that person doesn't value the imagination going into a "different" type of date then perhaps they are not the right person for you.