Is it a serious crime to lie about your wage?

rchddap1

No sympathy either. If you told a lie then you will have to live with the consequences whatever they may be.

Frugal_Fox

No sympathy here either, what ever your situation - borrowing your way out (fraudulently or not) is never a good idea.

You need to be honest - otherwise every action you do effects the rest of us trying to claw our way out.

zincoxide

It is unlikely the OP will get arrested for this - but it does depend on the loan provider!!

If he does then he would most probably get off with little more than a caution at worst.

However - as everyone has said, the MSE members have no sympathy for scammers, they have tried helping you in previous posts and I really do hope that further action istaken on this to give you a good kick up the ****.

mclaren_2

as400 wrote:

The police are not going to arrest you. The CPS will not be prosecuting you.

You may get a CIFAS on your credit file marked at your current address.

Stop worrying.

spot on. The police wont bother nor will the CPS - they have enough on their plate, but what will happen is you will have a red dot on your file. This means if you apply to any banks for accounts, even shops to get a store card, you will be refused. This goes the same with getting things on HP, pay monthly schemes, pay monthly phones, morgages etc.... Basicly, the only thing you have done, is screwed up your chances of getting credit, main bank accounts, etc....

Were you going to get the £15,000 THEN go bankrupt or was the £15,000 to save you. If you were going to THEN go bankrupt, this is fraud so legally, you could be done for attempted fraud which is serous, if you were trying to save youself, then you wont be done for this charge.

Dont worry, its not the end of the world. Main question i have to ask is, why dod you lie? you were in full knolodge that you were about to attempt to obtain money by deception, of which can carry custodial sentance.

You wont be charged or anything, dont worry, as i said, its just your credit history that has been damaged.

When will it be "undamaged"?? never - it will always be there, but with this siad, this will get reduced over the coming years, and in 5 years migth be lower - but not forgotten.

I will say though, if i was you i would see a lawyer just incsae the company do get the police involved - which if they do, you will be arrested for the charges above, and they will carry a heavy fine and or cusdodial sentance.

missile

Let he who has done no evil cast the first stone.

Ryan seems to be a young lad who made a mistake, hopefully he learnt his lesson and let's be a bit charitable here. Not as bad as some, Robert Maxwell springs to mind. OK he took drastic steps to avoid prosecution, but I am sure he was not the only one involved?

mrcow

missile wrote:

Let he who has done no evil cast the first stone.

Ryan seems to be a young lad who made a mistake, hopefully he learnt his lesson and let's be a bit charitable here. Not as bad as some, Robert Maxwell springs to mind. OK he took drastic steps to avoid prosecution, but I am sure he was not the only one involved?

Fair enough......


But the font he's used in his opening post is IMO unforgivable :rolleyes:

missile

mrcow wrote:

Fair enough......


But the font he's used in his opening post is IMO unforgivable :rolleyes:

I got to agree with you there, off with his head :rotfl:

Ghost

missile wrote:

Ryan seems to be a young lad who made a mistake...

Yes, it appears so, but it also transpires that it was a cold and calculated mistake looking back on his other posts.

Ghost

mrcow wrote:

Fair enough......
But the font he's used in his opening post is IMO unforgivable :rolleyes:

:rotfl: :rotfl: :rotfl:

Ryan.Maloney

Bossyboots wrote:

If you get arrested you are entitled to a free solicitor at the police station. You should heed carefully their advice in relation to whether or not to make a no comment interview. The police will have your application form and will seek a statement from your previous employers. You don't want to end up looking obstructive by refusing to cooperate in the face of indisputable evidence. You would need to be looking at convincing them that you knew you were stupid and had decided not to go ahead with the loan anyway, which is why you hadn't done anymore about it. If you say nothing, they will assume you intended to take the fraud all the way. This will not go down well in court and you also risk being charged instead of just warned or cautioned.

It was a phone application - I didn't write anything down, but I bet they recorded the entire call