We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Is it a serious crime to lie about your wage?

Options
1246710

Comments

  • David_B_2
    David_B_2 Posts: 718 Forumite
    They should view it very seriously. IMO, you intended to obtain money by deception and evade repaying it by claiming bankruptcy.

    The bankruptcy lawws must be changed.

    :)

    GG

    I'm with George on this, seen it too many times. Caught or not caught the intent was there but what the heck our taxes will cover it!!!
    Regards,
    Dave

    If only I had a pound for every time I used the thanks button :D
  • Woby_Tide
    Woby_Tide Posts: 5,344 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bossyboots wrote:
    He didn't obtain anything though.

    in which case you add 'attempting' on to the phrase

    Edit: on another point, a full and frank admission of what you've done along with a name(though possibly fake) posted on an internet site could make some pretty useful evidence if anyone looks at your internet history if anything does get investigated
  • this would be reported to the police as a theft act offence. But if you have not actually obtained the loan i dont know if police would do anything.
    I have come across this in my work, for people who have lied and obtained laons/credit cards, and we always report it as a criminal offence.
  • pickle
    pickle Posts: 611 Forumite
    I'd seek a solicitors advice pronto. Yes you shouldn't have done it but I wouldn't think that they'll pursue it, probably just wanted to scare you. BUT get some advice anyway. I think the banks have been equally liable in a lot of loans and deliberately turning a blind eye to people making up their salaries etc. For example on the self-cert mortgages and posting people credit cards which they never applied for. There was a show about this a year or two ago. It's only because the economy is turning sour that they're now pulling people up. I think it stinks personally so I find it hard to judge you for your actions when I see the banks as equally liable.
  • $17mma
    $17mma Posts: 2,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    David_B wrote:
    but what the heck our taxes will cover it!!!
    Yeah, along with everything else!!. Going by the OP's previous thread he had every intention of obtaining the money and not paying it back. Dishonest and deceitful, bankruptcy is all too easy way out for some people.Well a CIFAS is a sharp sting, do they ever get removed? this may sound harsh but following the previous advise given from the thread below serves him right. He knew what he was doing was wrong. He is just going to have to sit it out.http://forums.moneysavingexpert.com/showthread.html?p=2170971#post2170971
    MFWB
    Mortgage when started: £232,000
    Current mortgage Sept 2024: £232,000
    Mortgage free day: Sept 2029

    Saving: £12k 2025
  • jamminjamaica
    jamminjamaica Posts: 862 Forumite
    just want to add that i guess you have learnt your lesson. hope everything sorts itself out for you. I guess sometimes when you need a loan and can see no other way people become desperate. anyway speak to a solicitor or citizens advice.

    take care
  • Apple_2
    Apple_2 Posts: 148 Forumite
    I've seen Ryan's posts before :

    - would 'they' find out if I lie about my salary.
    No salary - full time student

    - would 'they' find out if I lie about my job.
    No job - part time work - now finished

    - would 'they' find out if I 'fake up' three months bank statements on Word.
    That's straight fraud.

    At every turn, people said, don't do it, just be honest. If you've a debt problem, post a SOA. At every turn Ryan said 'yeah, you're right, I won't do it'. And then went ahead and did it anyway.

    I've got no love for banks. But no love for scammers either.
  • Ghost
    Ghost Posts: 313 Forumite
    Woby_Tide wrote:
    in which case you add 'attempting' on to the phrase
    Edit: on another point, a full and frank admission of what you've done along with a name(though possibly fake) posted on an internet site could make some pretty useful evidence if anyone looks at your internet history if anything does get investigated
    :eek: Food for thought...
    "He who asks questions cannot avoid the answers"
  • lush_walrus
    lush_walrus Posts: 1,975 Forumite
    Sorry, but no sympathy from me either.

    For those who are saying don't worry it will all be fine, I wouldnt be so sure. Fraud (and attempted) is considered to be far more serious than most other crimes and as a student pretending you are employed its a pretty easy lie for the banks to work out.

    Just heed the advice on the thread and get some advice. If I were you I would call the bank/lender myself speak to a team leader or someone who has your file and try to persude them out of taking it further.
  • Bossyboots
    Bossyboots Posts: 6,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    viktory wrote:
    Not through lack of trying!!!! Strikes me that the OP planned on getting a huge loan and then promptly declare himself bankrupt! That is both dishonest and immoral.


    No argument from me, I was just being a bit pedantic and didn't have time to post any more than that anyway.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.