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Is it a serious crime to lie about your wage?
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Gorgeous_George wrote:They should view it very seriously. IMO, you intended to obtain money by deception and evade repaying it by claiming bankruptcy.
The bankruptcy lawws must be changed.
GG
I'm with George on this, seen it too many times. Caught or not caught the intent was there but what the heck our taxes will cover it!!!Regards,
Dave
If only I had a pound for every time I used the thanks button0 -
Bossyboots wrote:He didn't obtain anything though.
in which case you add 'attempting' on to the phrase
Edit: on another point, a full and frank admission of what you've done along with a name(though possibly fake) posted on an internet site could make some pretty useful evidence if anyone looks at your internet history if anything does get investigated0 -
this would be reported to the police as a theft act offence. But if you have not actually obtained the loan i dont know if police would do anything.
I have come across this in my work, for people who have lied and obtained laons/credit cards, and we always report it as a criminal offence.0 -
I'd seek a solicitors advice pronto. Yes you shouldn't have done it but I wouldn't think that they'll pursue it, probably just wanted to scare you. BUT get some advice anyway. I think the banks have been equally liable in a lot of loans and deliberately turning a blind eye to people making up their salaries etc. For example on the self-cert mortgages and posting people credit cards which they never applied for. There was a show about this a year or two ago. It's only because the economy is turning sour that they're now pulling people up. I think it stinks personally so I find it hard to judge you for your actions when I see the banks as equally liable.0
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David_B wrote:but what the heck our taxes will cover it!!!MFWB
Mortgage when started: £232,000
Current mortgage Sept 2024: £232,000
Mortgage free day: Sept 2029
Saving: £12k 20250 -
just want to add that i guess you have learnt your lesson. hope everything sorts itself out for you. I guess sometimes when you need a loan and can see no other way people become desperate. anyway speak to a solicitor or citizens advice.
take care0 -
I've seen Ryan's posts before :
- would 'they' find out if I lie about my salary.
No salary - full time student
- would 'they' find out if I lie about my job.
No job - part time work - now finished
- would 'they' find out if I 'fake up' three months bank statements on Word.
That's straight fraud.
At every turn, people said, don't do it, just be honest. If you've a debt problem, post a SOA. At every turn Ryan said 'yeah, you're right, I won't do it'. And then went ahead and did it anyway.
I've got no love for banks. But no love for scammers either.0 -
Woby_Tide wrote:in which case you add 'attempting' on to the phrase
Edit: on another point, a full and frank admission of what you've done along with a name(though possibly fake) posted on an internet site could make some pretty useful evidence if anyone looks at your internet history if anything does get investigated"He who asks questions cannot avoid the answers"0 -
Sorry, but no sympathy from me either.
For those who are saying don't worry it will all be fine, I wouldnt be so sure. Fraud (and attempted) is considered to be far more serious than most other crimes and as a student pretending you are employed its a pretty easy lie for the banks to work out.
Just heed the advice on the thread and get some advice. If I were you I would call the bank/lender myself speak to a team leader or someone who has your file and try to persude them out of taking it further.0 -
viktory wrote:Not through lack of trying!!!! Strikes me that the OP planned on getting a huge loan and then promptly declare himself bankrupt! That is both dishonest and immoral.
No argument from me, I was just being a bit pedantic and didn't have time to post any more than that anyway.0
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