MSE News: FSA to re-open 185,000 rejected debt insurance claims

di3004

marshallka wrote: »

But good for others.. that counts too in that they are not able to get away with things like they have done. Mine is not over quite yet but at least I know i have gone about it all ways. Just have to be patient now.

You've been fab through yours Marshallka, and lets hope now after going this far - it will be sorted.;)

marshallka

pinknico wrote: »

Hope Cental Trust are having to review cases ,they owe me £5000!

Brilliant news for you pinknico. I hope it is as well.

pinknico

So who would be responsible for your mis selling Marshallka?


Edit to say: or was it never about mis selling and only about rebate?

marshallka

pinknico wrote: »

So who would be responsible for your mis selling Marshallka?


Edit to say: or was it never about mis selling and only about rebate?

Bespoke Finance and totally not within any jurisdiction of FOS as abroad and different rules. I first complained in April 2008 and tried to make FP responsible and then its been ongoing and now my final complaint is the rebate issue again the insurer and I will win (wishful thinking). Not a lot I admit but its what I am due....a rebate complaint takes into account the unused part of the PPI (without PPI interest) and they can then pro rata at 78% of this. They are entitled to take away 22% which is seen as fair. It a few quid but not a lot.Just what I entitled to. Nothing more and nothing less.

You have to remember that my loan was taken with a sub prime lender in Jan 2000, no rules and not even the FSMA was in force. A very difficult one.

di3004

Can't remember if this have been posted yet or not.

http://www.moneymadeclear.fsa.gov.uk/news/product/ppi/payment_protection_insurance.html

Payment protection insurance

Update – 29 September 2009.

pinknico

Is that the Gibraltor one? They should just be made to pay back all theirs because there whole set up was wrong?

I would write to the FSA and see if they are really serious about this then what about Bespoke? That name popped up a lot.

marshallka

pinknico wrote: »

Is that the Gibraltor one? They should just be made to pay back all theirs because there whole set up was wrong?

I would write to the FSA and see if they are really serious about this then what about Bespoke? That name popped up a lot.

Been there pinknico. I did it all correct. You just have to hope singlep comes back on when a Bespoker comes along. He knew a lot about them. Its all been through all the right channels. I cannot do any more there. I try to help on here as much as I am able.

marshallka

pinknico wrote: »

Is that the Gibraltor one? They should just be made to pay back all theirs because there whole set up was wrong?

Maybe people will get their money back through the FOS but doubt it as Freedom Finance were not regulated either even if they were to make Freedom responsible. I think the courts are the only options there TBH. Didn't tiggrae have a few that she was hoping to be able to make FP responsible for but then troness posted on here that section 75 does not apply to broker/lender/insurer. Like I say, I help all i can but its most likely the courts.

pinknico

Well I hope a miracle happens and they get in touch!

marshallka

pinknico wrote: »

Well I hope a miracle happens and they get in touch!

I am just happy with the rebate complaint. FOS asked if I wanted them to go the insurer for misselling as that is what they are now doing with unregulated brokers/lenders. Its not within jurisdiction though yet so I am happy with my rebate complaint. That again still has "issues" but hopefully will get something back.