Friday 25th Sept - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning....woo hooo it's Friday:beer:
Another sunny and clear day today, which helps:rolleyes: No plans really apart from go to work and relax later.
So have a fab day everyone...her's my list today:

• check banking
• daily scratchies
• packed lunches to school
• walk to work maybe....:p
• take DD2 to hairdresser after school- local one so nice and cheap;)
• dinner from plan - chicken chow mein - will get meat out of freezer
• no heating
• keep lights off when not in rooms

Ok, that's all for today!
Have a lovely Friday people:j

pixiechick99

Also - double scratchies and £1 bonus into your winnings (not bonus) - woo hoo:beer:

mogchops

Morning Milly, thanks for starting the thread!!

Nice & clear here too, bit chilly at the moment but will be lovely later I think. (Fay: will be jeans, t-shirt & thin fleece to go out later, sorry!!! :rotfl:)

No work today, hooray!! Going shopping then some housework to do. Nice quiet day to myself. Doesnt happen very often!!

- Check online banking (working today thank goodness!)
- Quidco clicks
- Hokey cokey in the sunshine
- No heating on
- Shopping at Mr T with list and MOCs
- Walk to school later to save petrol
- Sort my "in tray" & do some filing

And I need some ideas from all you clever helpful people!!

Next Friday me & DH are off to Butlins for our 80s weekend, and I am still not sorted for our fancy dress :eek: Obviously I have no spare money :rolleyes: to buy or hire costumes, so can anyone suggest anything fairly simple that I could throw together???

Thank you lovely people!!

I will also have a look on some other boards - there must be a fancy dress thread around here somewhere!

Have a great day everyone xx

DawnW

Yay! Its Friday :j:j:j

Morning Milly and all who follow.

Today I have / will:

Paid car tax on line (not yay!)

Checked online banking - OH has been paid :j

See to animals (in a minute)

HM meals and packed lunch for work

Washing on line to dry

Read free paper on train to work

Walk dogs later for free exercise

Better get on - look at the time :eek:

Have a nice day everybody!!

Candy0107

Morning All

Thanks for starting the thread today Millie

Hello to everyone else who posts today. Hugs to those that need them.

Sorry I’ve not been able to post yesterday….had to leave home really early to drop hubby off at work so I could have the car.

Today I have/will:
• Checked online banking – payday so moved money around
• Meals from storecupboards
• Have an NSD
• Work overtime at work – standard pay but everything helps!
• While I am on the internet catch up on the forum
• Job hunt in the local library (free papers) and on the internet (at lunchtime)
• Put spare change in my coke bottle saving’s pot – I must have this filled by 2011
• Rejoice in the fact that my debts are going down each month (CCCS payment to creditor’s today)
• Email agency about nightmare interview yesterday….so many things went wrong
• Listen to voicemails received from Agencies
• Chill as it has been one of those weeks

Oh yeh, thanks for the reminder, I must sparkle too

Think that is about it…..have a great day everyone

Candy xxxx

Pippilongstocking

Morning all

Mogchops - I would go out in the same attire but I fear I might freeze - forecasting F6-7 later and squally showers!
Re fancy dress - how about skinny jeans (or leggings), legwarmers, sillettoes (or high heels) and a white jacket (RELAX (you could scarwl on a plain t shirt) type big t-shirt or something?) Big hair and big beads

Today
[STRIKE]Check bank
Charge phone at work[/STRIKE]
Start to think about holidays and plan a bit for travel
Finish off order to 95p online place
Leaves later if its dry to mow up all over garden
Pick tomatoes and basil and freeze or make some pasta sauce
Get brave enough to ask lodger girlie about cash
[STRIKE]Move some money
PAD to evil edna - she will be under 600 woo hoo almost half way
Try not to get whipped to death in field[/STRIKE]
[STRIKE]Chase up More than for quote reference number to try and get my cash back tracked properly[/STRIKE] :mad:
Phone car garage about MOT for Darwin (eeek) or take him off road for a few months (double eek)
[STRIKE]Mrs Mop in today so need leavve a cheque or come home at lunchtime
Post 2 DVD's sold on amazon[/STRIKE]
Remind OH to lookk out at laptops
[STRIKE]Smile about my slow cooker from Asda (sad I know but I got one through the cunningness of this site and begging a friend 300 miles away)
Take doggies to beach
Work productively[/STRIKE]
[STRIKE]Get a quote for car insurance for brothers pal coming up so she might be able to borrow car[/STRIKE] £40 will see what she says
Start to look out soil and a few things on herbs and salad for next weeks evening class
Sparkle

painted_lady

Hi everyone,
- TONIGHT I WILL EBAY THOSE GOODS I BEEN TALKING ABOUT ALL WEEK!!!!!!
- I will take DS to his swimming lesson (prebooked so if he doesnt go I lost out)
- I WILL ALSO TIDY THE HOUSE PROPERLY
- catch up with friends on facebook to avoid using my phone allowance
- work on my website for my business tonigt also (didnt do this last night as I was so tired and sleepy)

I will update later, dont want to out do myself with money saving ness

mogchops

ooooh Fay, thanks, you've got me thinking now....

neon tights, legwarmers, stilletoes, big hair.......:D:D:D

KTjazz

Today is the day I finally start a spending diary!!

I over spend every month, even when I am being good. I think it's going on dribs and drabs and food that's not budgeted for. Enough is enough. It's time to gain control and get frugal!

KTjazz.

Pippilongstocking

KTjazz wrote: »

Today is the day I finally start a spending diary!!

I over spend every month, even when I am being good. I think it's going on dribs and drabs and food that's not budgeted for. Enough is enough. It's time to gain control and get frugal!

KTjazz.

Waves to KT - I used www.spendingdiary.com I think..........(just checked - yup that's the one, free and easy and does lovely pie charts and everything to scare you senseless ) Goodluck!

You'd be proud I am finally going to watch 'Twilight' tonight

Pippilongstocking

mogchops wrote: »

ooooh Fay, thanks, you've got me thinking now....

neon tights, legwarmers, stilletoes, big hair.......:D:D:D

If you are good later I may even dig out a photo - me in true big haired, spiral permed, sillettoed glory - DONT worry I wont scare you :eek: no wonder my calves are enormous now..........I don't think I wore anything BUT stilletoes

But it shouldn't cost you too much to throw something liek that together - big belt - big beads

Why was everything so BIG in the 80's