Starting out my journey !!! Altho its a small start

staceydaisy

What a great encouragement this site is proving to be and its nice to see all the people paying smaller amounts like to contributing too.

Well my update so far is i am still managing to keep my shopping bill at around 40 pounds a week which isnt bad for the three of us.

My xmas shopping is going really good managed to get most of the nieces and nephews done using dooyoo which im really pleased at.

Also if seen any bargains along the way ive picked them up. I got the young one a 12.99 top gear model book in our local B and M for 2.99. Bargain like we say peeps every little helps.

Im in a lovely mood today hopew everyone else is too x
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Lynn11

I agree that B&M are great for bargains as I have recently bought at least 4 different toys and pyjamas for my daughter for his christmas.

evab_2

Good morning, well done on starting Xmas shopping I'm just trying to out some money aside and saving vouchers earned from surveys. I'm going to start at half-term, I actually have a week off so after recovering from the marathon I'm off shopping.

Full of cold but happy today, have a lovely day!

staceydaisy

Well guys/gals

thats another £5 today I love it I get a really big buzz from pressing the confirm button to send my payment im really really pleased (although i do keep saying this lol)

Im gonna set my self the target to get my mortgage down to 97500 by end of the year. I wrked out what capital I pay off a month which is £75 pound the rest of the £585 pound is interest can you believe it, So thats my target to get to 97500.

Wish me luck

Im a couple of pounds under 98k at the mo

evab_2

fantastic, that's the one thing about my mortgage which is a pain I can't make any payments online I have to phone or send a cheque. Although saying that I think I might be able to set up a standing order...

*off to check!*

staceydaisy

evab - u made me chuckle then

staceydaisy

well ive actually managed to get through a saturday without spending a fortune under a fiver to be exact.

I struggle to limit my spends at the weekends as we have a stepson and my partner likes us to take him out and about when we have access so that means eating out then watever we pick up along the way.

So feeling pleased and feeling like im in control

Hope everybodies had a great day too x

staceydaisy

Good Morning All

Having NSD today on my quest to be able to pay more on my mortgage.

Although am going to have to buy more ceramic pots tomorrow as my boy has manged to smash one, these things happen i suppose.

Done myself a meal plan for the week to also help with my quest of saving money.

Still feeling good in my quest and have not lost my enthusasm (if thats spelt right) like I have in the past before.

Hope you are all well today and big hugs and good luck to you all.:j

evab_2

Have a good day too, well rest of the day anyway!

deefadog

Hi, good luck with your challenge! Can i ask which calculator you use to see what your daily interest is please

Thanks