Starting out my journey !!! Altho its a small start

clarew

brilliant, i overpay £40 a month on a large mgage, but again like you with the thought that its better than not paying anything at all, and when time changes etc i will increase as i can.

Good luck withthe journey!

gallygirl

Well done, every little helps. If you can OP £120 a month just now then, assuming interest rates stay low, you will really be able to make progress come next June.

In the meantime read lots of other diaries and get some ideas on how to increase your OP's - do you use quidco for example, and are you getting the best possible power deals?

Welcome on board

staceydaisy

thanks guys been reading lots of diaries on here and getting so much inspiration.

one i especially liked was when you get your reciept at the end of a supermarket shop the mount you have saved pay on your mortgage too.... what a great idea because it would have been a spend anyway

SmileyG_2

staceydaisy

£5, £50, £500, it all makes a difference. The longer you've got to go, the bigger the difference it makes.

I wish I'd started an overpayment/investment plan in 1989, not 2001. I might be mortgage free by now.

Good luck!!

SmileyG

co123456

staceydaisy wrote: »

Again only a small amount but every penny counts.

"A journey of a thousand miles, starts with a single push" - Some bloke who skateboarded the length of New Zealand.

Good luck in your quest.

staceydaisy

thanks for the encouragement guys im really starting to feel good about paying even £5.00

staceydaisy

right guys/gals

ways ive been looking into saving and helping me along in my journey.

Dooyoo is brilliant for xmas/birthday gifts so doesnt come out of my own pocket.

Topcashback is brilliant ive already earned £70 this year.

Catalogue on 10% commision (Does any1 know of any other catalogues for commission that are good rates)

A couple of survey sites although i am choosey as to which ones i go with.

I have tried daily clicks but i find this needs a lot of effort and energy.

I sell occassionally on ebay but i have to be in right frame of mind as find listing items terribly time consuming.

I dont think theres anything else at the moment anybody know of anything else would be great

I am really pleased i am doing this.

bevan840

Hello Stacey Glad to see your doing well now

I'm still going lol although seem to be a bit more organised with it now

Well done on all you've done, especially all the overpayments for your mortgage, as you (and Tesco) say, every penny counts I've actually just started a PaD of 1p a day, when I can afford more I'll add a bit more to it as I'm hoping to get a nice new computer

I've started using TopCashBack religously now, if there is anything I need to buy (presents etc) I go through there, made £4.50 so far lol Still umming and aahing on doing shopping on internet and getting it delivered, would save me energy going out and getting it and cant get lost trying to find odd bits and bobs lol

Hope your ok xxx

staceydaisy

Bevan

it is so nice to here from you and are really glad you are doing well. Im really pleased you have decided to comment on my MFW quest i really am hoping to clear my mortgage at least 10 years early we will see

bevan840

I'm sure you'll manage it I cant even get a mortgage as have no deposit, also as we want to move back to Cornwall eventually we would be better off renting and saving a deposit, then when we move back we can buy a house