MSE Parents Club Part 7

emlou2009

i'm with the cccs now, and paying £5 a month to each creditor (5 in total) as a token payment which after i sent them a copy of my MA forms they were all happy with, but when i start work again i'll have less money and they're all expecting more, even if i worked full time i couldnt do a lot more. any ideas how long it would take to pay off £20k at a rate of £25 a month it was actually the cccs that said when i started mat leave and rang for my last review that if my wages didnt go back to what they were bankruptcy would probably be the best option for me, as my wages were at the bare minimum they would recommend a DMP with back then.
when i took the debts out i was living at home earning £21k a year... i didnt know i would lose £7k in salary and then fall PG :undecided

jillie1974

emlou2009 wrote: »

i'm with the cccs now, and paying £5 a month to each creditor (5 in total) as a token payment which after i sent them a copy of my MA forms they were all happy with, but when i start work again i'll have less money and they're all expecting more, even if i worked full time i couldnt do a lot more. any ideas how long it would take to pay off £20k at a rate of £25 a month it was actually the cccs that said when i started mat leave and rang for my last review that if my wages didnt go back to what they were bankruptcy would probably be the best option for me, as my wages were at the bare minimum they would recommend a DMP with back then.
when i took the debts out i was living at home earning £21k a year... i didnt know i would lose £7k in salary and then fall PG :undecided

aaah...
if they have said that i dont know what else to suggest hun.

emlou2009

oh i forgot to say... yay for baby teeth! and boo tia's OH! clean the poop with his flannel :rotfl:

LuceB84

emlou2009 wrote: »

oh i forgot to say... yay for baby teeth! and boo tia's OH! clean the poop with his flannel :rotfl:

Or use his toothbrush to scrub the floor :rotfl:

searching_me

ooooooooooooooo i like the tooth brush idea x

jillie1974

Glamazon wrote: »

oh jillie new teats, that could be why jack is farting about with a bottle :rolleyes:

the boy woke up as soon as i fell asleep so had about 10mins now he's asleep again!

thats what Kian was doing.. 10mins asleep, wanting feed every 2 or so hours...

i only thought of it cos my mum bought us a TT starter pack and there was 2 med flow teats in it. i noticed that Kian was going red in the face sometimes when having his bottle so finally put 2 and 2 togeter... taking ages to take bottle, sucking for ages and only 30 mls gone...falling asleep after having a small amount of milk, red face...
and it worked!! took 120mls with no sleep in between at 2.30 still fast asleep now!!

jillie1974

LuceB84 wrote: »

Or use his toothbrush to scrub the floor :rotfl:

or the toilet.....

Glamazon

jillie1974 wrote: »

thats what Kian was doing.. 10mins asleep, wanting feed every 2 or so hours...

i only thought of it cos my mum bought us a TT starter pack and there was 2 med flow teats in it. i noticed that Kian was going red in the face sometimes when having his bottle so finally put 2 and 2 togeter... taking ages to take bottle, sucking for ages and only 30 mls gone...falling asleep after having a small amount of milk, red face...
and it worked!! took 120mls with no sleep in between at 2.30 still fast asleep now!!

Yep we get this
start bottle - have about 90mls
Spit teat out after grunting and going all red faced
wind him
might get him to take another 20mls
falls asleep
wake again in an hour starving!

Just need to find cheapest place to order some TT CTN medium flow teats (although it does say 3months+) but Mummy knows best right?!!!

tiamai_d

em, a few years ago we were the same. A visit to trading standards debt people helped. The creditors listen to them and it's free. They did an income/outgoings with us and we set up standing orders.

I just went to put dinner on, DH did the shopping on Friday, the mince and pork chops he bought are best before today and the chicken drumsticks are tomorrow, guess he didn't bother looking! He is sooo.... grrrrr!!!!

Searching, I'd love too, but it wasn't scrapeable, just lots of it all over the floor.

Deep breaths...

Sugarspun, Molly has Teeth?! OMG! *sniffs* they grow up so fast...

jillie1974

Glamazon wrote: »

Yep we get this
start bottle - have about 90mls
Spit teat out after grunting and going all red faced
wind him
might get him to take another 20mls
falls asleep
wake again in an hour starving!

Just need to find cheapest place to order some TT CTN medium flow teats (although it does say 3months+) but Mummy knows best right?!!!

thats what i thought.if it means he gets fed more and less often all the better for me and him. they also do a variable flow one which is suitable from birth. i'm using the med flow today and then going to buy some of the vari flow tomorrow.i have boots points saved up for things loke this so wont technically cost me owt.