MSE Parents Club Part 7

emlou2009

buttons, good news from the docs then sounds like once you meet all the things they asked for it will be all systems go, good times!

weezl, i hope you manage to get your forms in

ladybird, sorry about the money problems you're having.

:grouphug: all round!

money_maker_3

Oh em, did you get something for the cradle cap?? I found the trial bottle last night when I was tidying Dylans room if you still need it

r.mac_2

SusanC wrote: »

Forgive me for being dumb but why can't the babies have salad?

Not a dumb question at all susan. Basically, one baby isn't 'allowed' finger food yet (his mummy doesn't approve of it Don't ask - I have no clue!

The other babies can have some if they want, but I was really using it to pad out the maccaroni cheese meal!!!

BM well done keira!!!

emlou2009

money_maker wrote: »

Oh em, did you get something for the cradle cap?? I found the trial bottle last night when I was tidying Dylans room if you still need it

i think it was scruffy's LO that had it my love :rotfl: seth has had it and we wash his hair with dentinox once a week now to keep it at bay thank you anyway though xx

OH's job interview went well :j
he now has to go to a all day interview on monday. the job sounds awesome, its a marketing trainee position basically. they are looking to train someone to open their own office in a years time :eek:
today was in southampton and so is monday, but on monday they will take him to a unknown location for a tour of a working office! scary stuff.

i remember when i was the one with the career prospects.......... sigh

r.mac_2

em - I know how you feel. It's quite a change from career woman to mummy isn't it? May I ask what your plans are? And your wedding fund id growing - that's sooo exciting.

best head off now as Daddy, I mean hubby!, is home any minute And Annabel is trying to 'help' me type!!!!

tarajayne

SusanC wrote: »

I'm sure Martin posted a list of some of the thresholds recently - I'll just see if I can find it...
If you had an income of £16040 you would get the maximum child tax credit so with £18k you would get 0.39*(18k-16040) less than the maximum child tax credit. Without the baby addition, the maximum is £2784.95 this year so you would get 2784.95-764.40 (which is £2020.55) plus your portion of the baby addition. Assuming the baby addition element is equal to the family element, and taking Izzy as being born on 1st January (because it makes the sums slightly easier), the baby addition would be £410.63 giving you an annual total of £2431.18 which is about £200 per month.

Wooo, was sooo impressed, but my head aches from trying to understand it! :rotfl:

emlou2009

mac, i'm going back to work 3 days a week, and by the time i've been taxed and paid a childminder £60pw of my measly £150pw wages - thats before tax! - i'm going to be much worse off than i am currently. the tax credits people dont give a flying monkeys about us either for some reason and arent going to help us at all with childcare costs. i've cut our budget so much there isnt even anywhere else i can reasonably cut it further. the only way we could be better off was to go back full time, have OH look after seth two days a week, CM two days and MIL one day, but the thought of leaving seth with others and having no days together as a family makes me physically sick!

situation is doubly stressful for me as i have 20k of debt to pay off, which clearly isnt going to happen. i have an agreement with the CCCS to pay £5pm to each of my creditors on a temporary basis, which doesnt even cover the interest they are all applying. i was hoping to be able to up this when i went back to work but theres no way i can!

sorry for the doom and gloom post

emlou2009

i think feeling so sorry for myself killed the thread!!

MadDogWoman_2

Hugs Em - child care is so expensive isn't it, I pay £30 for one day with a childminder (the rest of the time it's either mum or DH).

DH has just been trying to change the bed - I think it took twice as long as normal as DD was bouncing on the bed.

MDW

tarajayne

Everyone's eating dinner or reading bedtime stories!