MSE Parents Club Part 7

3onitsway

keelykat wrote: »

Can't see a way out with my on going neighboujr problems. No one is taking it seriously. Apparently if you live in a flat-you have to put up with any crap that is thrown at you.

Hugs Keely! How about starting a thread/searching through threads. I've read a few lately about nightmare neighbours - maybe someone in MSE world will have had some experience and some idea what you can do!
We did have a bit of trouble with our neighbours - when She was in between boyfriends - but a couple of phone calls to the council from me and the neighbour on the other side was enough for her to get a visit and she's been ok since!

Mazcabs wrote: »

Question : my boss has to go for some 'nuclear test' thing on his heart next week and is then coming back to work. Cant remember but isnt he meant to avoid pregnant women for so many hours after?

My DD's friend went for a scan last week on her kidneys, and her mum told me that she was injected with radioactive 'stuff', which was looked at via the scanner?!?
Anyhows, she was told to avoid babies and ill people for 24 hours - not sure about pregnant ladies though.


Ladybird - What a nightmare! Did the original quote come from Tax Credits? We did our calculations last week on entitled too - but i'm not sure how 'real' they are!

One of the calculations we did was OH earning 23k (in his new job) and me earning nil and no childcare. And we were still entitled to enough tax credits to make it not worth me going to work?
I have no idea what the cut off point is, but i suppose it could be different as we've got three children on the claim, and the disabled child element!

The calculation of OH earning 23k and me earning 9k (part time), along with paying for nursery - made it worth £8.41 a week for going to work!

Your options:
a) Would your Mum be happy to do this - if so, it seems the best option.
b) Put your figures in entitled too (if you trust it!), and see if its worth you working.
c) I worked evenings when we only had DS, and stayed there until DD1 was 1. It worked well for childcare - but did nothing for our relationship. This is probably one of the main reasons he's now my ex.
d) Are there short term contracts out there to keep you going til you get a 'proper' job?
e) How long could you manage to stick it out having £15 a month spare?

ladybirdintheuk

Speaking to tax credits people the problem is that they do the quotes on a "per week" basis. So we the amounts we will both earn over the ear are divided down to make a weekly figure, and we will be paying £100 a week childcare, so that means our tax credit amount will be £50 a week.

When they actually come to calculate it, they look at the whole year, and because Izzy hasn;t been in nursery the amount is averaged out over the year, so the calculation is done as if we were only paying £40ish a week, so we will carry on getting about £20 a week... and it drops down to £11 a week when she turns one.

So the moral of this is to be careful with the quotes ( I got the wrong figure on entitled to as well. It looks like we wouldn't be entitled to anything extra if I quit work. I suppose I would get job seekers while I look for something else, but I don't know how that works - don't you have to go sit in the job centre and look for jobs there? In which case I would still need childcare?

3onitsway

I don't think you'd get any JSA (or whatever they call it now!), as you OH is earning enough to 'keep' you iykwim! My Dad was laid off last christmas for a few months (building trade), and signed on to get his stamp (!?!) but wasn't actually entitled to any money as Mum works.

That's interesting about the Nursery.
So when Violet starts nursery in November, they'll average the nursery amount over the year - so we'll get even less?!? Am I being blonde? That doesn't make sense to me.

weezl74

Big hugs for Kristal:grouphug: Grrr at mum and mum's hubby on your behalf :mad:
also for Ladybird :grouphug: really hope your chat goes well with DH. I wonder if when you explain it all to him he may be able to think of other ways forward too. Is he able to work more flexibly so that he could then be part of the Izzy childcare rota?

He might suddenly find he's willing if it means there's beer money again!

feelinggood_2

There is JSA Contributions based, but I'm not sure how that works with Maternity Leave? There can also be a sanction of up to 26 weeks for leaving a job.

Are there any other ways to 'up your income'? eBaying and boot sales are popular, although I don't know much (anything!) about them. Are you both working full time?

Are there other grandparent, aunts or uncles who could help? How mamy sessions/days is nursery? Would it be possible to talk to parents, but not mention debt? Just say it would help you to build a rainy day fund?

money_maker_3

Hi everyone, well, my boss is happy enough with me cutting down my hours, but doesnt think they will allow me to take a full day off every other week, she thinks they will make me do a half day once a week instead, which I suppose id OK, but it would have saved me some money the other way round as it cost about £8 a day in petrol to get to my office, so a day off every other week would have saved me £200 a year roughly Oh well, at least I will see the kids more

Krystal, glad you had a nice night out and grrr at silly mum !! I do have to odd ciggi every now and then, but it is done sitting in the greenhouse come rain or shine, no where near the kids and not in the house. The one night we had a few friends round who smoke we all stod in the kitchen, doors shut windows open and the extractor fan on !!

Hope all the tax credits get sorted, I am still waiting to hear if they are taking me to court !! They are soo slow at deciding if they are in the wrong or not !!

Buttonmoons

Someone pinch me. Keira is sitting down eating STEAK PIE, ROAST POTATOES AND GREEN BEANS AND CARROTS. The steak is super saucy too, and has mushrooms and onions in it. Can't believe it! She also ate garlic bread at nursery. I'm shocked!

SusanC_2

r.mac wrote: »

Tomorrow I have mummies and babies gathering at my house for lunch - planning a baby friendly meal. Was thinking either maccaroni cheese, with salad and bacon extras for the mummies or a chicken soup, whizzed for babies, chunky for mummies? What do you think? if you were visiting would you think that was ok?

Forgive me for being dumb but why can't the babies have salad?

Buttonmoons wrote: »

Well the doctors was good & bad I guess.

Sorry it wasn't quite the news you wanted but glad at least that the GP seemed helpful and that the criterion of the BMI is acheivable. (And I think a 5 1/2 stone weight loss is pretty big.)

feelinggood wrote: »

I feel so sad today Seeing GP tomorrow to get another prescription, then seeing Pysch on Tuesday. I just feel awful, like it is a deep, never ending pain. I'm just wishing each day away, waiting for bedtime. Don't think anything will take away the sadness.

:grouphug: I know at the moment you can't imagine ever feeling any different but it will get better.

weezl74 wrote: »

Having gone through the mill getting the kit days agreed, I might now miss the deadlines on getting the forms in cos no-one from HR will phone me back

Can you submit the application form incomplete and then update with the details you are missing? I'm fairly sure with MA that's what they said to do.

keelykat wrote: »

I need a hug... think i'm going to have to move out and stay with my parents.
Can't see a way out with my on going neighboujr problems. No one is taking it seriously. Apparently if you live in a flat-you have to put up with any crap that is thrown at you.

:grouphug:

ladybirdintheuk wrote: »

I'm now trying to work out what we would be entitled to if I don't work at all. (Pretty sure it won't be much, as DH earns £18k. I thought most of the threshholds were £14k? And if not what my options are.

I'm sure Martin posted a list of some of the thresholds recently - I'll just see if I can find it...
If you had an income of £16040 you would get the maximum child tax credit so with £18k you would get 0.39*(18k-16040) less than the maximum child tax credit. Without the baby addition, the maximum is £2784.95 this year so you would get 2784.95-764.40 (which is £2020.55) plus your portion of the baby addition. Assuming the baby addition element is equal to the family element, and taking Izzy as being born on 1st January (because it makes the sums slightly easier), the baby addition would be £410.63 giving you an annual total of £2431.18 which is about £200 per month.

SusanC_2

Buttonmoons wrote: »

Someone pinch me. Keira is sitting down eating STEAK PIE, ROAST POTATOES AND GREEN BEANS AND CARROTS. The steak is super saucy too, and has mushrooms and onions in it. Can't believe it! She also ate garlic bread at nursery. I'm shocked!

:T for Keira.

Sami_Bee

3onitsway wrote: »

I don't think you'd get any JSA (or whatever they call it now!), as you OH is earning enough to 'keep' you iykwim! My Dad was laid off last christmas for a few months (building trade), and signed on to get his stamp (!?!) but wasn't actually entitled to any money as Mum works.
.

Anyone that's been paying NI for x ammont of time vats contribution based jsa, I got it after workin 3 days a week for only 2 or 3 mths I think it was £70ish a week for 18 weeks IIRC
the stamp refers to NI you get that while on jsa (but if you're claiming child benefit you get a 2yr cushion, which is why ifyou have more than 1 child both parents should claim it )

ladyb when you claim jsa all you have to do is go to the job centre once a fortnight to sign on and show a booklet that you fill in saying what you've done to look for work, it's a PITA but you're only there for 30mins max, most of which is spent waiting hth