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Missy's must get rid of this debt diary!!

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  • missymoo81
    missymoo81 Posts: 8,056 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    awww thanks souk, you always seem to be there with words of encouragement.

    will check out savers and wilko. we have a new aldi need to have a look at the bargains!

    Missing OH a little bit as he went away yesterday, but hey ho. Really need to finish my Christmas shopping!

    x
  • missymoo81
    missymoo81 Posts: 8,056 Forumite
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    Right am going to do an inventory of the cleaning box/cupboard, I am not buying unnecessary things when we already have them!!!!

    Wish me luck haven't ever just delved in there before...........

    Missy
  • missymoo81
    missymoo81 Posts: 8,056 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    OMG You would not believe how much stuff was in there!!! Seriously we don't need to buy anything for atleast a year, maybe even two. There's stuff in there I don't even thing we'll use. Will have to check with OH if not then it will be given away! I combined some of the handwashes and washing up liquid etc, 3 quarter filled bottles of each?! Can you recycle these plastic bottles? It might sound a bit of a strange question but I really don't know much when it comes to recycling. It is one of my new years resolutions, I am going to try and throw away as little as possible, with the help of not buying things I don't need, recycling everything and from home cooking so not buying pre made and packaged stuff.

    hmmm.... might go through the freezer and see what is past it's best.....

    Sorry boring stuff I know, but just writing what I'm thinking really..... sorry if you have all fallen asleep with boredom :o do think I need to get out more!!! :D

    In actual fact am thinking of joining some clubs around here, is anyone a member of any good clubs that could offer skills and company? I need some ideas.

    x
  • missymoo81
    missymoo81 Posts: 8,056 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Really would like to turn my life around next year, and I'm hoping it will go hand in hand with overpaying my debts and not adding to them.

    I really want to live as healthily and naturally as possible.

    I want to make everything I can well within reason as long as it is cheaper to do so. I really want to grow my own veggies, my grandad has hopefully got his hands on a rotovator for me, which has made me very happy :j.

    Food I want to be as unprocessed and home made as possible, I think everything is going to be a steep learning curve as apart from being an ok cook, I have no idea on growing veggies or cooking everything from scratch, I do have books though and the wonderful people on here to help me though :D

    I'm pretty sure that combining these things together will definitely save money, which means the debts will go down.

    To do all of this I need to get super organised, I really think I need a routine/time table and a strict budget to make it possible Think I need to sort a diary!! oooh I wonder if I can justify a new note book..... hmmm might be able to sneak it on the shopping list to come out of the shopping budget as I've seen a lovely one in tesco... and if I buy it from some of OH's trouser pocket change and before the new year it wont count will it....????:o Yes I know I am very naughty!

    Actually have been speaking to OH last night and I really really want a food processor and a stand alone mixer..... obviously we can't afford to just go out and buy them, but we are going to put all of our spare change into a pot and hopefully save up enough to get good ones, might take some time though :rolleyes: although my nan has contributed £25 for the pot for christmas:T.

    hmmm going to think some more......

    x
  • missymoo81
    missymoo81 Posts: 8,056 Forumite
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    Hmmm right how can I bring the cost of food down further.

    OH is obsessed with eating shop bought chocolate bars, he loves rocky bars and kitkats, and although they are the cheaper ones, I know I can make little cakes for a lot cheaper and they will be healthier and they will save on packaging too. I've just got to make something yummy enough for OH to prefer over the horrid shop bought stuffs.

    I think I could make rocky road, flapjacks and chocolate cornflake cakes into strips to be more like a chocolate bar, I think he would also eat jam tarts and fairy cakes. One good thing we no longer buy biscuits as I have got around OH by making them.

    I have to, have to master making bread as I have said previously, I will make it good enough for fussy OH to eat. Think I might try it later, although I have the heating off so is a little bit chilly and it might not rise.... hmmmm might see what I can do.

    Now what else can mean more money at the debts.......

    x
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Hey Missy- I need to focus on my food spending as well! Have dropped back into usual habits........not too bad but not saving as much as I can!
    2019 fashion on a ration 0/66 coupons
  • missymoo81
    missymoo81 Posts: 8,056 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ooooh saturday kitchen is on......:D
  • missymoo81
    missymoo81 Posts: 8,056 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Had a lovely evening last night went to my dads and had fish and chips then decided to sleep over. Went to my friends this morning, have picked up the stuff I needed from the post office and am now back home, have a whole list of house work that needs doing and still need to wrap some pressies.

    Am feeling a little bit out of sorts asI'm usually running around christmas shopping and soaking up all the atmosphere, but I've done it all, online at that, so although I'm not getting stressed running around the shops I'm getting bored sitting at home!!

    What is everyone else up to?
  • missymoo81
    missymoo81 Posts: 8,056 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Right have re washed some washing that I left in the machine for a week?! have re potted my jam as was a tiny bit mouldy but have scooped it off, will make jam tarts with it later. Have unloaded the dishwasher and have got some mince out and am soaking some lentils for my lasagne and shepherds pie I'm making for the freezer, in actual fact, where's that bread recipe, am feeling brave!!

    x
  • missymoo81
    missymoo81 Posts: 8,056 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    oooh nigella is on!
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