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Poor but happy at 55 need to be debt free to retire!!!

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Comments

  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    well done for coming back and for tackling your debts in the mean time. We've all disapeared at one stage or another, and have always been lucky if the debt has gone down in the mean time.
  • Poorbuthappy55
    Poorbuthappy55 Posts: 233 Forumite
    Thanks Lemon Tree

    Good to know you are still around and looking at your signature doing really will with your debt busting.

    I am reading diaries for inspiration!!!

    PBH x
    Snowball DF Nov 2017
    Jan 2011 MBNA £2634.66 Feb £2608.37 Mar £2561.86
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    I regularly have a break-does you good to re focus and get some enthusiasm back. Welcome back. :)
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Welcome back, you were missed. I too need a bit of motivation and inspiration for much the same reasons as you. I can't retire until the mortgage is gone, and it is not going down anywhere near fast enough.
  • Poorbuthappy55
    Poorbuthappy55 Posts: 233 Forumite
    edited 14 August 2010 at 12:41PM
    Hi BOB & Toots & LT

    I am so glad I restarted my diary yesterday it's like meeting up with a bunch of old friends again.

    I popped to my local co-op (was Somerfield) this morning to buy 6 bottles of Blossom Hill wine for £14.19 - bargain! I didnt buy anything else only because I would have to note it on here. Then I called into the newsagents to buy the Daily Mail (daughter wants the Elvis DVDs) and looked at magazine offer 2 of my favourite mags for £4.99 and guess what I resisted and I'm so glad I did. If I had bought them I would have read them by now and that would have been a fiver for nothing.

    This afternoon I'm meeting a friend for tea & cake instead of lunch - much cheaper.

    See how good I am when I'm keeping my diary!! :)

    Back later.

    PBH x
    Snowball DF Nov 2017
    Jan 2011 MBNA £2634.66 Feb £2608.37 Mar £2561.86
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    well done for resisting the magazines!
    unfortunately i'm resisting the housework at the moment, but it does have to be done. OH will be home from work in an hour and i need to make some headway in this tip.
  • beanielou
    beanielou Posts: 96,589 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey that Blossem Hill was a blooming bargain indeed.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Poorbuthappy55
    Poorbuthappy55 Posts: 233 Forumite
    Had a good day today only bought milk, made my own bread and supper is a bake in the remoska of lots of leftover veg & cheese sauce. I have £50 in my purse which i am going to make last until payday!! Famous last words.
    Snowball DF Nov 2017
    Jan 2011 MBNA £2634.66 Feb £2608.37 Mar £2561.86
  • Poorbuthappy55
    Poorbuthappy55 Posts: 233 Forumite
    I've got the Corrie omnibus on and the gas and electric statements out to see if I can get it cheaper. Good luck me.
    Snowball DF Nov 2017
    Jan 2011 MBNA £2634.66 Feb £2608.37 Mar £2561.86
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    have fun trying to get cheeper utilities. I've just noticed that you've not yet come back with any figures for us to play with......
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