A question for the regulars planning to buy houses

Afriend_2

geoffky wrote: »

Dan..whats makes you think graham has a flat?

His car was all over the road. It could have been bad driving though.

Cleaver

Graham_Devon wrote: »

Anyway, are you trying to get AD banned by asking him to reply to this post?!

I don't think being banned bothers him any more does it. Is he back? I don't know who is is. Can someone PM me and tell me?

I still don't know what your trigger point is for buying Graham. You just said 'affordable', which is a bit general. Is it, say, a % of your net salary that you'd be willing to spend on a house?

WhiteThierry

i started out this winter just gone, saving hard to eventually buy a place close to the bottom of the market, but (and big thanks to this forum) ive come to realise that not even the experts can predict when that is (or already has happened) so instead ive simply set myself a target of 20000 by end of next october (11000 at the mo) and im gonna buy a house valued roughly 80000, so i'll be getting a 2.2x wage mortgage, irrespective of what that will get me in a years time thats how much im spending, (unless prices go through the roof and i cant afford anything)

chucky

geoffky wrote: »

180k for a four bed det.. they where 275 to 290k now down to 220k and have been for months but i will wait if the market really starts to go in freefall over the winter..

that's what you said last winter and the winter before that.

Afriend_2

PasturesNew wrote: »

Well, that's you crossed off my "Mr Eligible" list then. I thought you had a shiny new flat from a couple of years back.

Pfft.... can't be having paupers on my "Mr Eligible" list, whatever next!

Typical renting scum.

You have a list? Am I on it? (he asks tentatively)

Graham_Devon

PasturesNew wrote: »

Well, that's you crossed off my "Mr Eligible" list then. I thought you had a shiny new flat from a couple of years back.

Pfft.... can't be having paupers on my "Mr Eligible" list, whatever next!

Typical renting scum.

Ahaaaaa

It's not quite shiny new. Like Cleaver, I'm down with it, and as I too have bought scruffy jeans, I thought I'd do the same with a house.

I have a 2 bed house, shared ownership. Two parking spaces. A bathroom (with a bath), one of those funky new age kitchen diners with no space for the diner part, and one tree takes up my entire front garden. I don't generally go out the back so I dont really know what's out there.

I don't have a cat as I'd be tempted to swing it, just so I could make a complaint about the size of the rooms.

I do, however, have a loft.

Can I go back on the list!?

Graham_Devon

Cleaver wrote: »

I don't think being banned bothers him any more does it. Is he back? I don't know who is is. Can someone PM me and tell me?

I still don't know what your trigger point is for buying Graham. You just said 'affordable', which is a bit general. Is it, say, a % of your net salary that you'd be willing to spend on a house?

Ok, to answer the question, theres no point in me buying a house that's not going to suit. May aswell stay here for a while.

The next house must either have a garage and 3 bedrooms, or 4 bedrooms.

Therefore, if I can get that, in a decentish area (as again no point in moving to a dump from a relatively ok place) for around 190k, AND I had saved the deposit fully, I'd jump in.

JonnyBravo

Cleaver wrote: »

I should really learn and just tell him I've been building a wall whilst wearing them. He'd probably be quite proud.

No no no.

This'll never work.

He'll ask to see said wall.
Clearly you're going to have to put him off and then build a wall somewhere. No doubt building the wall will really ruin your already threadbare jeans and you'll end up paying out for more jeans.
The Mrs will see the wall and demand it's knocked down, ("A wall in the middle of the lawn Cleaver??? :mad: I want it down before nightfall or you'll be finding a wall down the centre of the bed")
Of course knocking down the wall will ruin your new jeans..... the old ruined ones literally fell apart as you finished building it and you threw them away.
You'll have to buy more jeans.

All just to stop him shaking his head at you. More money than sense.


On the plus side Levi shares will be on the rise.

PasturesNew

Afriend wrote: »

You have a list? Am I on it? (he asks tentatively)

Yes.
No.
====

Dan:_4

Graham_Devon wrote: »

This is the third time I will tell you I have not bought a flat. Not at least to my knowledge.

This is the third time I will tell you other people SAY I have bought a flat as it makes me look sily on an internet forum, and some people have this kind of thing as a hobby.

I drive past some flats on the way to work. That's about as close as I get to a flat in my daily life.

Graham, you bought into shared ownership a few years back.