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Addicted to sums, totals & spreadsheets....Am I the only one?
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I don't even know how to make a spreadsheet! Having said that I can see the attraction, I don't feel like I'm in control of my finances0
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ooh! I've just added a percentage column to mine now! I like it!
I think I need some more sheets actually for some of these cool things you guys do!DMP Mutual Support Thread Member No 261Debt at start of DMP (Jan 2009) = 46,147.86 Now = 36,826.98DFD = [STRIKE]Jan 2014[/STRIKE] May 2013 ([strike]60[/strike] [STRIKE]52[/STRIKE] 41 payments to go)NSD:Nov 12/12:jDec 9/10 Jan 5/10Slowly but surely:coffee:0 -
snowedunderitall wrote: »I don't even know how to make a spreadsheet! Having said that I can see the attraction, I don't feel like I'm in control of my finances
Ditto, sort of. I have a spreadsheet which shows my monthly payments in two colums (who in one colomn and how much in the other) and I go in and delete a row when one is paid. It helps me check I have enough in the bills account. I also have a speadsheet for my groceries spend which just totals up everything we spend, again in two columns.
I am totally addicted to the snowball calculator even though it recently showed I hadn't entered my figures correctly and my debt free date is actually 2015 instead of 2012. Working on bringing that back down again :TDebt at lightbulb moment (18 Aug 2009) 30933.95,Debt 1 July 2011 £9663.71Debt free date[STRIKE]February 2017[/STRIKE] September 20160 -
Ah, fellow spreadsheet geeks/addicts! I only became a MSE member a few weeks ago, having realised if I'm ever going to get rid of the debt I'll need some encouragment, but my spreadsheet is something I've had for years and has evolved into a thing of beauty
I used to use it to make sure mine and OH's money paid off all our 'necessary' bills and we'd never default on a payment, now it's developed into counting every penny in every account, plus how much I spend on what for who for birthdays, anniversaries and Christmas, and recently turned into an address book, a diary and a list of household chores!
Hopefully now that I've started being super careful with money, it will make me even more excited when I check it and my Egg Money Manager each morning before I start work
I also have to admit, I used to be a money juggler. Now I've decided to pay only with cash, it's made a huge difference... And stopping buying alcohol (completely) seems to have made quite a difference too!0 -
Ok, Hands ups, I Gotta be honest with you brilliant people
" I'M AN ADDICT" :j
Completely Additiced to Spreadsheet, to me the best thing since sliced bread, (but i don't calculate that!!!!!)
It help me figure out why we were going overdrawn, when i know we had enoght income, solution, i get paid calander monthly, the OH 4 weekly NIGHTMARE, so my thanks to Excel you saved me from those bk chgs
But you guys have give me some great ideas to make it all fancy.Debt Fee Day 1st April 2013 - working on it:T:T
Natwest Credit Card [STRIKE]£6825[/STRIKE] £6200:eek: No Change 26/08/2010, car loan [STRIKE]£8500[/STRIKE] [STRIKE]£6592[/STRIKE] £6463(better:p), Bank Overdraft [STRIKE]£4195[/STRIKE] [STRIKE]£4000[/STRIKE] £3830, Black horse finance [STRIKE]£54[/STRIKE]. £0 :j
Pre LBM : 19,900 Current Debt : £16493.00Amount Repaid [STRIKE]£2983.00[/STRIKE] £3407
Always remember :TKISS:T Keep It Simple Stupid0 -
Since reading this thread and delving a little more, I have now added my Snowball prediction (October 2011!!) to my spreadsheet. Now there's motivation if ever I need it0
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I have kept a spend spreadsheet for years but only developed it into a spend/debt spreadsheet after my LBM in Jan 09.
I'm totally addicted to looking at it, changing it, extending it, staring at my DFD (which is currently Aug 10) and love looking at how much money I'll have after thenI really wish I put as much effort into my job
Fell off wagon but now had another LBM. Debt 04/01/11 £9461
CC1 - £6413, CC2 - £2800, Next - £248.980 -
Good idea, but it strikes me that banks pefer that we do not have such information......0
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I am sooo glad that i am not the only addicted person out there!!
I have a notebook f my debts and how much I've paid of and the remaining percentages etc, but its not very fancy and doesn't take into account predicted interest, so in reality it will take me longer to pay off the debts.
I want to join the 21st century and get a spreadsheet but as i have the basis vista package I dont have any spreadsheet programme, can anyone recommend a good free or very nearly free one?
Cheers
SallyOfficial DFW Nerd Club No. 1150 - Long Haul Supporters Club No 186 - Debt free 26.5.17
Proud to have dealt with my debts0 -
If you don't want to pay for microsoft office, you can use the open-source equivalent.
http://www.openoffice.org/
Most of the formulas should work the same but for the more advanced options such as macros, i believe it uses the 'Basic' coding language rather than 'VBA'.After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110
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