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Going to sort it!

13

Comments

  • Hobsch
    Hobsch Posts: 613 Forumite
    Thanks QueenB.

    I hope to reach that sub £30k mark soon. I think now I am checking things more and facing things rather than hiding that some payments to my Barclayloan that were going to the wrong account have not been allocated to the new figures so have just sent a letter to them. That will be great if that is lower too.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Welcome Hobsc & well done! The sence of achievement at getting stuff paid off is second to none. I paid off my first credit card yesterday & danced round the kitchen!! Only another £30,000+ to go!! Like you have been selling stuff off (ebay must do really well out of us lot, perhaps Martin should ask for commission!!). There is a chat thread here
    http://forums.moneysavingexpert.com/forumdisplay.html?f=40
    for Amazon (eaaier to list than ebay & you only get charged if you sell but beware postage costs). Just wanted to say hi & well done! Off now to hunt out my scuba gear for listing!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    Hobsch,

    welcome and well done. This is going to be a long journey, but we're all walking with you.

    Emmzi

    xx
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • Hobsch
    Hobsch Posts: 613 Forumite
    A bit of good news that I only owe Egg (via Moorcroft) £7838.54 instead of the £8042.45 I thought it was prior to some investigating.

    So I now owe £32021.56! Yipee! Will have to change my signature now. Brrightened the day up anyway. :j
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • Molanole
    Molanole Posts: 1,563 Forumite
    Debt-free and Proud!
    Hobsch - Welcome and well done on taking the first few tentative steps.

    Just wanted to offer my support as a fellow £30Kish ower. There's a few of us lurking around on here. Perhaps we should start a club!

    Anyway, best of luck and keep us posted on how you're getting on.
    Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
    NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 2009
  • Hobsch
    Hobsch Posts: 613 Forumite
    Just paid off Moorcroft Debt Recovery for my o2 bill. Owed £26.66 and after a couple of letters they accepted £22 as a final payment. Not fantastic but all helps and now I will be below £32K so its a tiny moral boost. Also have 8 creditors instead of 9. So slightly happier. Going to try to reclaim some charges now from the creditors.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Hey there, nice to hear from you with an update. Keep coming back and letting us know how it is going.

    :beer:
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    Good start :)

    Just gotta keep the momentum going. Keep posting, it helps.
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • Hobsch
    Hobsch Posts: 613 Forumite
    Thanks guys. It is nice to post an update, is good for me and an incentive. Have also listed items on ebay today and Amazon so hope to make some money during the week too.
    Will post any updates.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • Hobsch
    Hobsch Posts: 613 Forumite
    Minor update. Monthly repayment to Payplan has gone through so my debts are now totally £31509.12. Ebay items start ending tonight so hopefully a bit more money in.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
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