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Loved life a wee bit too much!
Comments
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missymoo81 wrote: »oh no hun poor you, can you not take it back get a refund and then buy it again???
I've just caught up from yesterday and you really are doing exceptionally well. You can tell when your mindset has changed when you start looking at your bills and the small print and start thinking how you can change things.
Keep smiling hun, you are my motivation!
x
Great minds think alike - re Argos xxxx rip dad... we had our ups and downs but we’re always be family xx0 -
I would still be tempted to take it back...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi all
. What mse things have i done today? Well big J is working overtime so :T to that! Me and little J are having a nice night with blanky on sofa!
Before it would have been pizza from pizza shop (£10) now its wedges and turkey jetters and sweeties!!!
Another member in lunch club i have only had to take 1 packet cous cous , cottage cheese and hard boiled eggs all week!:T
Keep debtbusting!!
BTD:D0 -
ooooh loving the blanky and sofa time.... feel a bit sad and lonesome doing it on my own though as OH is still away, tend to just curl up in bed.
well done you on the mse dinner, friday was always take away night for me.... not any more.... although I'm finding it sooooo hard!!!
And I'm so glad your lunch club is working!
x0 -
well done on controlling your food costs - that has always been a bit of a sinkhole for me lol
Had lovely sausage and veg casserole with a little mash - tomorrow we are having beef casserole with veg... Yum... Followed mumtoone's advice and sealed in the meat etc pre cooking - defo tastes betterAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Lovely rainy day re in Wales! I actually mean that as i love the rain strange i know
. Done the housework and i am on sofa all cwtched (welsh word i think) with my blanky!
Hubby gone to tesco as he always brings budget in under £50!!!!
We are having Mousakka tonight with the 89p lamb mince i bought earlier in the week!
Still no heating on!:D0 -
oooh well done Beat the debt, I love blanky days... lucky you having your OH doing the shopping. If I sent my OH he'd whinge for a week and spend £200 and still have forgotten half of it!!!
x0 -
Rainy day in Oxfordshire - spoke to someone in a cardiff call centre - he was grumbling about the weather
Had to put the heating on last night as my OH is flu-ey. don't worry I've been told you can't catch swine flue over the internet - too much crackling on the line
if you want to pass a rainy day with some good music, I can recommend this thread - should keep you busy all weekend thanks to youtube (watch your download limit though!!) -"Whats the most beautiful song you have ever heard" thread http://forums.moneysavingexpert.com/showthread.html?t=1982861I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
I am trying to resist putting the heating on - it is chilly here, but I am the only one in the house at the mo, and it seems silly to put the heating on for just me. I have my blanket at the ready, and will try and warm up with some decluttering in the course of the afternoon!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Norfolk is pretty grim at the mo too, I already have my blankie out!!!0
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