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Loved life a wee bit too much!

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Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Very well done on the party - seems it cost you practically nothing.

    Diet will come back soon, we all have blips!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    that party sounded amazing and a great bargain...... diet......thats a word I've temporary forgot xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi all well mil and fil coming to dinner so i have laid a halloween type table with pumpkin tea lights and table confetti and napkins (table confetti will be rebagged ha ha ha !!! i had them half price in asda and morrisons yest! Having roast beef yum! Hope we wont have to many door knockers whilst eating! ha ha ha.
    Have a great day!x
    btd
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Look at you with your themed lunch - sounds great!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • cloud_cuckoo_land
    cloud_cuckoo_land Posts: 356 Forumite
    We did quite well on halloween - started off with a small bag of value sweets from netto's and now have 2 big bowls of swets from the kids trick or treating!! Should last them (and me) quite a while!!

    Cuckoo. xx
    Light Bulb Moment 29/03/10!!
    Starting Fresh to get my house and finances sorted! 02/02/12
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    hi guys whats the difference between collection and recovery depts i have been moved from collections to recovery!!
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Think the recovery is higher up the chain - ie they want the money from you, and may prove to be a pain in the rear to deal with. xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi all well i rang them and its not that screy they can negotitate better repayment plans and are more flexible in payments dyas etc and are long term arrear managers as such I only wanted to pay 2 weeks later i do wish that creditors didnt want fixed dates we could just pay once in each month on a date we have the money lol!!
    The only thing is a proper default on hubbys file! I dont know why we all care so much about this blinkin credit score thing i never want credit again!!!! So not that bad x
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Off to bonfire now! Hotdogs soup and a guy to burn!!!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    BEAT_THE_DEBT wrote: »
    Hi all well i rang them and its not that screy they can negotitate better repayment plans and are more flexible in payments dyas etc and are long term arrear managers as such I only wanted to pay 2 weeks later i do wish that creditors didnt want fixed dates we could just pay once in each month on a date we have the money lol!!
    The only thing is a proper default on hubbys file! I dont know why we all care so much about this blinkin credit score thing i never want credit again!!!! So not that bad x

    Glad you are feeling a bit better about it all and yes wouldn't it be lovely if they just would take the money monthly on a date that suits us!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
This discussion has been closed.
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