always in debt

Ames

I know people on here who do it and make money from it, so I think it is. For those who can understand it!

brokemedic

Well, I printed off and read through the thread three times last night and... I still do not get it. I was on a night shift last night so probably wasn't as alert as I could have been at four this morning.. LOL!!

What am I missing?? AAaaaarrggghhh!!!!!!!

Is there a dummie's guide?

brokemedic

Happytogetdebtfree

Hey broken medic I know night shifts are crap when you are trying to understand something haha. Busy night shift? I'm assuming your Reading up on matched betting ? Haven't time to read the pages at mo. Hehe will do later can't say I know a thing a bout mbing but all the best. Good luck with your dfw journey x

brokemedic

Thanks HTBDF - let me know if you crack the secret.. Off into work again tonight so will try and read it a bit earlier..

brokemedic

Hi,

This might sound like a daft question...:rolleyes:

I have noticed a few signatures that have a DFD included in them. How do you figure out what your DFD is? I am assuming that it isn't a date that people decide upon and then work towards (if you see what I mean) as people have crossed that date out and inserted a new one.

If there is an easy way of figuring it out, can someone let me know as I would love to figure out what my DFD will be.. might give me another kick up the a*** that I sorely need.;)

Thank-you.

brokemedic

Ames

I think there's a snowball calculator somewhere that tells you your DFD if you put all the info in, here it is:

http://www.makesenseofcards.com/snowcalc.html

brokemedic

Thanks for that Ames.

In the last but one column, it says "Min Pay Amount £ or %".

What is that actually asking for as I have just tried some numbers and it stated it shouldn't be numeric. Then I put in a percentage and it still doesn't accept that.

Congratulations on the weight loss so far.:T How have you managed it? I always seem to be on a merry-go-round with my weight loss!!! but well done..

brokemedic

Just realised what I was doing wrong :rolleyes:

I feel sick, my debt free date is Feb 2014:eek:. That's years away. Maybe I was naive but I thought I would be debt-free by the time I qualified and it doesn't seem likely now. How could I have let it get to this stage?? I know it's my fault but I am really shocked and a bit disgusted at myself.

It's a shame these calculators aren't compulsory when you take these credit cards/overdrafts on.. Maybe it would have made me think twice - maybe not..

Moneytroubles_2

Hiya,

Just thought I would pop in and say hello, fairly new to this myself, and also starting uni in a couple of weeks as an undergraduate!

Think I will have ago and setting my DFD - dread to think what it would come out at though!

brokemedic

Thanks moneytroubles..

I think part of me wishes that I hadn't.. my heart has sunk somewhere between my knees and feet.. eeuuugghhhh!!!

What are you studying at uni - if it's ok to ask??